Whether you are planning to start a brand-new business, expand an existing company, or get financing for a business venture, you will need to write a business plan. A business plan not only lends your business a sense of credibility, but also helps you to cover all your bases, increasing your chances of success.Although writing a business plan can be a lengthy, intimidating project, it is not necessarily difficult. Here is an overview of how to...more
Exchange Traded Funds, better known by many investors as iShares, the brand owned by Barclays Global Investors ('BGI') have been around in the UK since April 2000, with the launch of the iFTSE100 on the London Stock Exchange. From a slow start, by the end of 2005 (the latest figures available), some 125 billion was held in assets under management. Generally, when you look for your share price information, you'll find them grouped in the extra...more
Superior business leader and American investor Warren Buffett is often called "Oracle of Omaha" or the "Sage of Omaha" and philanthropist. (Wikipedia, 2007) Buffett is the CEO, and the biggest shareholder of the Berkshire Hathaway Company. Buffett's has an estimated current net worth of approximately $52 billion in US funds. Forbes Magazine ranks Buffett the third richest person in the world in September 2007 behind Carlos Slim and Bill Gates.Warren Buffett is known for his economical and plain lifestyle. Buffett still lives in the same Omaha, Nebraska house that he purchased in 1958 for $31,500 with a current value of $700,000. In 1989, Buffett spent $9.7 million of the Berkshire's funds on a corporate jet. He jokingly named it "The Indefensible" because of his past criticisms of such purchases by other CEOs. (Wikipedia, 2007)Warren Buffett decided to make a commitment to give his fortune to charity back in June 2006. Buffett's charity donation is approximately $30 billion, which is the largest donation in the history of the United States. The donation was enough to more than double the size of the foundation with 83% of it going to the Bill and Melinda Gates Foundation. Buffett...more
People are losing their homes and many more will lose their jobs before the mortgage meltdown works its way through the system.To paraphrase Alan Greenspan's remarks on March 17th, 2008, "The current financial crisis in the US is likely to be judged in retrospect as the most wrenching since the end of the Second World War. The crisis will leave...more
For many people, even those with good spending habits, creating and sticking to a budget may seem like a significant challenge. Learning to budget wisely, however, isn't just a tool for getting by from month to month. Good budgeting is the first step towards financial stability, both now and in the future.Before getting started, it's important to...more
Obviously, when it comes to credit card debt, the easiest answer for "how to get out of it" is simply to pay everything off. Unfortunately, everyone isn't in a position to do something like this, especially those with extreme credit card debt. Getting out of credit card debt isn't something that isn't far fetched, and you can actually make it happen by taking little steps at a time.When tackling credit card debt, it's more important to break everything up into small manageable steps, rather than the "big picture". Look at it this way - It may be easier to make one big payment of $10,000, but it's more manageable to make 100 small payments of $100 instead. Of course, you will have to deal with credit card interest, but taking some sort of action is better than trying to push your credit card debt off to the backburner.To get started tackling your credit card debt, you need to make sure that you at least are making the minimum payments on your credit card bills each and every month. If you can make more than the minimum, try to pay a few extra bucks. This will help you eliminate your credit card debt even faster. A few bucks extra each month may not sound like much, but it surely...more
Does listening to the news or reading the newspaper make you feel scared? Does walking to the mailbox invoke feelings of gloom and doom? Do you walk around the majority of the day feeling anxious and afraid as if waiting for the other shoe to drop?...more
It took me years to find one successful product that sold online. Over those years I have learned a lot. In this article I will try to provide real information that is not meant to sell you my over priced information product that will only tell you...more
Sources for goods in ChinaFirst establish who the supplier is! It seems obvious but there are many routes to buying products in China through agents, trading companies, wholesalers and factories or any number of "back door" sources. Agents operate on...more
Payday Generator is a new company with a product built for this economy. This business is marketing a travel membership second to none. Consumers can now save hundereds of dollars at week long luxury condo stays. The best part is, this unique travel...more
The economy is in its worst shape in over 60 years. At this difficult time, does your company have the energy and drive it needs to compete successfully? Some indications that your company needs a strong dose of "Viagra" include: Soft Sales - A...more
Boats are expensive to own at the best of times so it makes sense to try and reduce costs when there's an opportunity. Keeping your boat secure at all times will reduce risk and will often result in lower boat insurance premiums. The crime rate...more