Superannuation is a method of financially preparing yourself for your retirement. Both yourself and your employer can contribute to it over time and this money is then invested into a variety of appropriate investments such as shares, property, savings accounts and government bonds.When you retire, or qualify for your superannuation due to disability or death you will receive the money (less charges and taxes) either as regular payments made...more
There are a variety of low cost international long distance calling products on the market today but each has been designed to fit the needs of a specific group of consumers. Marketers and product developers have tried to broaden the appeal of their products but all have certain limitations. The purpose of this article is to review categories of international calling products on the market today and provide a brief overview of their strengths and...more
The first year after my wife and I were married was a financial disaster. We were living paycheck to paycheck and not seeing a solution in sight. A friend and mentor suggested we try living on a cash budget. He could tell by the confused look on my face that I had no idea what he meant by a Cash Budget. He went on to explain the principle behind a cash budget is that you give yourself an allotted amount of cash to spend during the course of a week. The idea is that at the beginning of the week you withdraw a set amount of cash from the ATM. Throughout the course of the week you spend the cash. When the money is gone, the money is gone and you aren't able to replenish the funds until the first of the week back rolls around. My wife and I thought this sounded like a good ideas and committed to giving the Cash Budget for two months. We started the next Monday by pulling out enough cash (so we thought) to last until the end of the weekend. As the first few days passed, we spent the money on groceries, gas, and other various expenses. As Thursday morning broke, we realized that we had run out of money. "Now what do we do," we thought. You can read the rest of this article by clicking...more
Maryland investment property is definitely something to consider, especially in light of the recent state of foreclosures. While foreclosures are bad news for the seller, they can be really good news for people looking to make a new and lucrative investment. Remember that with foreclosures, the parties involved would like to get rid of the property...more
Real estate has always been a business full of powerful personalities. But can one person ¬create - or recreate - an entire luxury property market? Looking at the cases of Marbella, Belgravia, Bel Air and Monaco, it would seem so.Marbella and Prince Alfonso zu HohenloheUntil the 1940s Marbella was nothing but a village of 900 inhabitants on the...more
Studies have shown that attractive trophies and corporate awards are a powerful method of increasing a company's revenue and overall employee performance. No one knows exactly how much trophies and corporate awards influence a company's bottom line or how often these corporate gifts or awards should be presented. But according to statistics, we do know they work extremely well and we know why.Abletrophies.com has a spectacular array of Fine Crystal, Marble, Jade and Glass corporate gifts and company awards as well as tasteful gifts for corporate recognition presentations. These quality trophies, paperweights, plaques, bowls and other awards may be custom etched or engraved to ensure a long term memorable experience. How can Incentives positively influence revenue and sales performance?Incentives, plaques, trophies and other awards are designed to motivate behavior in a way that will provide a reasonable return. It is proven that awards as incentives do work, but there is no universal agreement as to what incentives are or how often they should be presented. Most executives would agree salespeople should receive awards as frequently as would be effective. But how can the value of...more
A New Year has come on us, and again the search is on. Because of the rise in unemployment, many of us had to start looking into different careers or just improving on the skills we do have. If you're like me, I really don't have any money to spend...more
Authenticity in business is going to be the only way to thrive as our business climate continues to evolve and transform along with the rest of our world. I'm sure you can feel this shift happening on multiple levels as news of the "real" world...more
Are you an Information marketer? Do you develop your own products? Are unsure of whether your writing standards are to the level that people would by what you wrote?If you answered yes to any of these questions, the following information is for...more
Historically and in general terms, real estate doubles in value every 10 years . . . if you take the time to learn a few critical skills, you can reduce that to around 6 to 7 years. The big question is: 'is it worth spending a little time and money...more
In this article I will be answering the most common question that people ask me: what is a good trading method and what features to look for. I shall be delving upon why certain methods are not good and also a simple way to evaluate a trading method....more
The first thing to understand is that forex market is a global market created by banks, market makers and brokerage houses where trading in currencies takes place 24 hours a day and 7 days a week. The market is open to all and has the potential to...more