If you are looking for a steady income stream from your investments then shares can be an attractive proposition. Not only do shares provide a return in the form of capital gains or losses but most shares also pay a dividend.Traditionally, high yielding shares have been buffered from a downturn in the market. This is because dividends usually get paid regardless of whether the market rises or falls. When the market falls, dividends can act as a...more
Day trading involves buying and selling shares on the same day. It is extremely difficult to do but if successful, the rewards can be substantial. The flipside is that it is also extremely risky which means that you could see your capital wiped out very quickly. It's easy to focus just on the potential profits to be made but most smart traders will tell you that day trading is all about risk management. The motto should be to plan for the worst...more
There are many bargains on the market and one way that bargains can be identified is to use the net tangible assets (NTA) value.Here I'll explain how you can use this measure to help you identify cheap assets listed on the sharemarket.Net tangible assetsNet tangible assets measure what the company's assets are worth. It takes all the assets of the company minus liabilities and then removes the things that are difficult to value such as goodwill, patents and trademarks.It is often referred to as book value or bankruptcy value.Prices to book valueThere are some companies at the moment which are trading below the book value. That means that the share price is worth less than net assets.The prices to book (P/B) value measures the share price to the net tangible assets per share. Usually this number is greater than one, reflecting that the share price is worth more than what the net assets of the company are worth. Recently, because of the dramatic downturn in the sharemarket you have markets discounting the value of assets. That means that they could be a potential bargain.Benjamin GrahamThis price to book ratio was a favourite of the father of value investing, Benjamin Graham.Benjamin...more
Positive belief has a direct impact on everything we do in Telephone Sales. It will increase our motivation to achieve higher sales results and our drive to perform well on each telephone sales call. It will improve our skills and abilities with each potential customer they will HEAR that we believe in our products, our Company and ourselves. It...more
We now know that building Customer Loyalty is key to success in any organization.The philosophy was first articulated by Fredreich Reicheld who studied the relationship between three factors - customer satisfaction, customer loyalty and profits. (Bain & Company)He stated several facts that seem glaringly clear now, but until then, had not been...more
Opportunity knocks. You want a workforce of only productive, responsible, dependable employees. Right? Problem = You have some (A) unproductive or underachieving employees, (B) irresponsible employees, plus (C) employees you cannot depend on.YOU HAVE FANTASTIC OPPORTUNITY = HOLD PUBLIC EXECUTIONS NOWYes, you read that right. I recommend you hold public executions at your company. I do not mean you cancel harm anyone physically. Do not hang anyone at dawn.Instead, de-employ employees who are any of the following:* unproductive or only average in productivity* irresponsible* undependable* trouble-maker who harms other employees productivityAnd here is how to de-employ scumbags oops, I mean lousy employees: Hold a public execution. By that, I mean make sure every employee in your company knows those lousy employees are being tossed out the door because they were (A) unproductive, (B) irresponsible, and (C) undependable.You could hold an all-employee meeting after your de-employ underachievers. Clearly explain your company A. values and adores employees who are productive, responsible, and dependableB. will throw out the door anyone who is unproductive,...more
This special report was created at the urging of many of my clients and students. Apparently there is a myth that as a Realtor you must do everything yourself. Too often there are articles written touting the super strength of a Realtor who is being...more
In these changing political times, for those seeking secure locations for offshore protection of assets, Panama remains a top choice.In a letter to the OECD after the London G-20 meeting at which Panama arbitrarily, (along with Switzerland and a...more
The SBA or Small Business Administration loan is a significant source of financing for small businesses. Typically, SBA loans are used to finance plant construction or expansion, to purchase equipment, and to provide working capital. Under the SBA...more
As the credit crunch has drastically effected the domestic removal industry, more and more local removal companies have branched out into the European removals market to keep their vehicles moving. Whilst they may be experts in moving you locally; do...more
The first quarter of 2009 saw difficult trading conditions for many businesses across the UK. The official Insolvency Service figures showed that in the first quarter of 2009, the number of companies being put into liquidation in England and Wales...more
According to the latest Insolvency Service figures for England and Wales published on 1st May 09, nearly 5000 companies went into liquidation in the first quarter of 2009. This figure is over 50% higher than the same quarter of 2008. Clearly the...more