All of us need a financial stability to lead our lives peacefully. The efficient management of the available funds play the most crucial role in doing the same. But most of face difficult times in appropriate utilization of our finances. Since it is a part of a human nature to crave for more than what we currently have, we tend to spend on the luxury items even if our budget does not allow to do so. In order to match up to our...more
The economic crisis has left people with no other hope than asking for one and another loan in order to run their lives. Therefore, when a person finds that he/she is drowning in debts, then a simple solution in terms of a service proves to be a real benefactor that holds all worries at a point.The backlogging of debts have become a serious problem for those people who are really struggling with the rising food prices and soaring...more
Recession - a word almost all of us will know personally. The recession caused a great deal of trouble in 2009, and it looks like it is going to do the same for some (if not all) of 2010 - even if the recession is officially finished!So, to make sure you are prepared to fight your battle against the recession… what should you do this year?Improve your debt management skillsIf there's anything the recession taught us - it's how to deal with debt (or in some people's cases - mine in particular - how not to deal with debt).Basically, by improving your debt management skills, you should be able to improve your ability to repay your debt in the shortest possible timeframe (that's if you're in debt now, or fall into debt over the course of the year). Whether that means learning how to manage your money more effectively in general, or cutting back on non-essential expenses to free up money you would like to use to repay your debts - improving your debt management skills is definitely something you should consider doing in 2010.Save moneyAnother thing you should consider doing this year is saving money. Just like improving your debt management skills, saving money will...more
If you are in debt, and feel like you aren't really making the progress you'd like to be making when it comes to repaying it, what could you do?Create a budgetThe first thing you should consider doing is creating a budget. To create a budget, you should simply write down all the money you earn each month, and all the money you spend...more
Most of us will have to deal with debt at some stage in our lives, and managing that debt can be pretty difficult, especially when it comes to making compromises and tough decisions. Making your mind up on which debts need tackling first, or how much money you can afford to put aside for other expenses, can be quite confusing.Here a...more
A lot of my clients come to me and theyre just like the rest of us; they have a big life. Theyre up to things and theyre taking things on. When you get a lot of projects going, its so easy to get stressed.There are physical ways to combat stress. Theres exercise, diet, meditation, things like that. 100 percent, yes. Do all that. But Im not going to focus on those. The most effective way to combat stress is just to realize that stress is an illegitimate response to danger that doesnt even exist in your life. See, the Drunk monkey in your head is trying to keep you safe, trying to keep you alive. Hows it doing that? Well, its examining the situation. Its saying, Thats wrong. That shouldnt be like that. This needs to change. The drunk monkey is insane. The drunk monkey thinks that your life is broken. So, what its doing is its pumping your body full of adrenaline, and adrenaline gets your body tense, gets the muscles moving, and we experience this as stress.If you can just begin to recognize that your life is not broken, implement some attitudes of gratitude. Maybe start doing the 10/10 visualization process, or using the gratitude intention and delegation process. You can find both...more
Being a landlord is a headache and it becomes a trouble especially for those people who are too kind and too easy going. Such persons are not suitable to be landlords as the process is time consuming and may result as unprofitable if not handled...more
Con server, or "console server" as it was originally called, has been around ever since Tom Fine introduced it during the Large Installation Administration Conference IV (LISA IV) in 1990 at Colorado Springs. There have been a number of different...more
The holiday season is here yet many of us cannot really enjoy ourselves to the fullest because of worries about repaying creditors, mainly credit card companies. The holidays can be expensive and most of us end up splurging on gifts for...more
One may consider debt a helping hand but only till you are able to handle it. More often it happens that which you believe to be a saviour turns into an evil which is very common with loans. When you take out a loan you find it a very...more
Anger is a scary word and to be honest Anger can be very scary for the person who is feeling angry as well as the person who is receiving the anger and that is why it is important if you have anger problems that you must face up to your...more
Debt management plan is a process of managing all your debts and liabilities in to one monthly payment which is affordable for you. It manages all your debts and make you debt free by helping you with various debt management schemes.It...more