Perhaps you have just graduated from college and you are working in your first job. Maybe you still live at home or maybe you have a great apartment in the city. It seems like the world is your oyster and you have things to do and money to spend. If you are living the single life, odds are that it will catch up on you sooner or later. Unless of course you are one of those extra sensible younger people.-after all, you can't spend and spend...more
Debt Management- What Else You Should Need to Know If you have taken too much debt on your shoulders, debt management services can bring you some relief. Have you overused your credit card or incurred debt on other services? Many of us get into debt because of higher balances. They lead to higher interests and then the most unwelcomed fate befalls us! Debt Can Cause Unpleasant, Embarressing SituationsUnpaid credits can give us nightmares!...more
Are you on a debt management plan and have no idea what the dos and donts are? Keep reading for a detailed analysis on what to do and what not to do when you are following a debt management program.Role of the Debt Management PlanA debt management plan (DMP) can help you make timely debt payments. With more and more people falling into the trap of debt, debt management agencies are having a hard time keeping up with the high demand. Of late, instances of debt agencies duping consumers have also been on the rise. However, if you follow certain guidelines, then a DMP can be a true companion throughout your entire debt pay off phase. Check with Regulatory Agencies Before opting for any debt management plan, you should gain a thorough understanding about companies offering the service. Here are some agencies with whom you should verify a debt service companys history:Business BureausFederal Trade CommissionState Attorneys Generals OfficeConsumer Protection AgencyIf there are any complaints registered against a debt management service provider with any of these agencies, it could be a matter of concern. Ask for Details About the DMPs Service PlanCompanies offer various types of debt...more
Functioning under the banner of the Department of Revenue under the Ministry of Finance, Government of India, CBEC or Central Board of Excise and Customs is solely responsible for planning and implementing policies for the growth of Foreign Trade in India. The major responsibilities of the Board includes formulation of policy concerning levy and...more
Total Quality Management: Cut the Slack, Earn Employee Respect Total Quality Management: Cut the Slack, Earn Employee Respect.The operations of a business will help determine how efficiently a product reaches a consumer. That is a big focus for many companies, reducing the overall processing time of a supply chain. Many small businesses work...more
SummarySustainability Management in the Packaging Industry 2010-2012: Market Opportunities, Packaging Industry Buyer Demand, Post Recession Dynamics and Business Trends Forecast is a new report by ICD research in association with Packaging Today and Converting Today, that analyzes how packaging and converting companies perceive sustainability; specific procurement strategies and practices being undertaken; how sustainability initiatives have been affected by the economic downturn; and what actions are being taken to minimize its negative effects. This report also examines category-level spending outlooks; sustainable procurement budgets; supplier selection criteria; competitive structure developments; the principal challenges associated with the implementation of sustainability practices; market-specific growth opportunities; and the investment opportunities available for leading purchase decision makers. In addition, this report explores both buyer and supplier expectations of profitability as the industry progresses into 2011, and reveals the stakeholders responsible for sustainability-related decisions.Scope The report is based on primary survey research conducted by ICD...more
Business Protection is based upon a proactive approach and is reinforced by preparedness and vigilance. Preparedness and Continuity Planning Services enable our clients to effectively prepare for, respond to and recover from natural or man-made...more
Arthritis pain is something that affects countless number of people. Arthritis is a common, chronic disease that primarily affects a person's joints. This is an extremely painful condition and if you suffer from it you will be desperate to know how...more
SummarySustainability Management in the Defense Industry 2010-2012: Market Opportunities, Defense Industry Buyer Demand, Post Recession Dynamics and Business Trends Forecast is a new report by ICD research that analyzes how defense industry buyers...more
Did you know that a credit card balance transfer might be a good method for paying off your debt? Keep reading to learn more about what debt management strategists offer as the reasoning behind this and the benefits associated with balance transfers....more
Stress Management - Taking Micro Breaks at Work Almost all of us that have to deal with excessive stress at work would like to be able to get away from it all from time to time. The problem with many of these work situations is the fact that...more
any purpose loans are meant for those people who are suffering the financial clutches. They come as a boom and are a proper option for all those who want finance. This credit is availed in the secured and unsecured form. Unsecured credit is famous...more