Accept credit cards - OpinionTHEY GUARANTEE SAVINGS!! Part 4 - A great feature of their service is the "Pay after Performance" terms. If they do not save you cash, you do not pay anything. And after they save you funds, you pay them only a percentage of the money saved, not money from your company. They guarantee savings on your merchant services, and discover substantial savings for 93% of the organizations they examine. No savings to you. No...more
Where to Seek Bad Credit LoansA bad credit history is usually associated with some poor financial choices made in the past. A few missed payments can be more than enough to ruin your credit history and literally mark you as an "unsafe" venture for banks and financial institutions. As a result, people with bad credit histories often find their applications for loans being shot down and refused. However, to be absolutely fair to those people, a few mistakes in judgment in the past should not really prevent them from availing credit facilities, for business or personal reasons. However, many of the financial institutions have come up with loans for bad credit. You can easily apply for loans online. It may take a bit of research and digging around to get your hands on such agencies which will allow loans to people.Bad credit loans available online usually come either in the form of secured loans and unsecured loans. While secured loans require some personal asset to be deposited as a security against the loan availed, unsecured loans are generally short term loans without any security deposit, but with a substantially high rate of interest. Most online loan providing agencies provide...more
How To Understand Your Credit Report ScoreNow let us tackle three tips that you can employ to improve your credit score. - Use a credit card discreetly. Don't max out your credit card as this will be the reason that your credit score to slide down. - Always pay your credit charges on-time and in full each month. - Enroll in free credit repair...more
Not Paying Credit Card Debt- You Can Run but You Can't HideBy not paying credit card debt, some people mistakenly believe that their debt will go away. Well, it's not that easy. You see the vast majority of creditors and debt collectors won't simply forget about a debt- especially if the debt is for thousands of dollars. Here's what would typically occur if you decide not to pay credit card debt. First, you would receive calls or letters from your creditors kindly reminding you that you are delinquent. Keep in mind that creditors define a delinquency as receiving a payment 30 or more days after the due date. If you ignore the calls or the letters, the creditors may your interest rates to a maximum of 30%. If you are about 120 days late, the credit card company will most likely sell your account to a collection agency. The creditor will also report your delinquency to the credit bureaus. Your credit report will state "collection account" for the delinquent account. The collection agencies will probably bombard you with phone calls. Worse, they may even call your employer, friends, or relatives to disclose your delinquency. Or, if they feel that you don't know your rights...more
The variety of financial services now available is diverse. Gone are the days when there were only a few credit card companies operating, today there are many more players. Choosing good or bad credit cards often comes down to the amount of time and...more
Why having good credit is so importantOnce you have some poor credit, it is hard to turn your life back around because of the lack of the ability to easily purchase a place to live, a car to drive, or even a job to get some income. Indeed, some jobs...more
Why you need a good credit cardAlthough the average American owes about $8,000 on their credit card or cards, only one in twenty of those individuals actually have over $8,000 in credit card debt. This is because the individuals who have more than...more
Things to know about getting approved for a credit cardAnother thing to consider when searching for a new credit card is to look at the type of rewards that are being offered. Even if you are already sure about which card you want to go with, it can...more
Car Loans No Credit Check - Increase Your Level of ComfortCar loans no credit check are advances granted to those having poor financial status. Hence, those having poor credit can also avail this advance. They help you increase you level of comfort....more
What your Credit Score is aboutTo avoid problems of credit score however, do not fall into the hands of those scrupulous companies that claim that they can help you with your credit report or credit score as they may give you wrong report or wrong...more