SR&ED (SRED) tax credit financing is a solid strategy used by more and more Canadian business owners and financial managers who wish to accelerate the benefits of Canada's Sr Ed program. Cash flowing, monetizing, or factoring ( they all mean the same thing!) your Canadian Sr ed claim can accelerate cash flow and working capital for your privately controlled Canadian business that is utilizing SR ED credits under the governments program .In...more
One cannot blame you for thinking that the obsession with credit score, credibility and credit rating has been carried too far. Today, an employer checks the credit rating of the individual before offering a job to the employee.The credit rating is considered as an indication of his or her discipline and commitment to lead a clean financial life. If you cannot clean your credit rating and keep it at a high level, how can you be disciplined in all...more
Surprised? Worry of the opinion that credit score ranging above 550 to 600 is good enough? Well, you must understand the logic behind the credit score. It is a rating determined by the Credit bureaus based on the information offered by your lenders.It is a rating that is determined to help lenders calculate whether you are a safe borrower or not. In such a scenario, it is obvious that lenders will insist on the highest score possible to protect their interests. Hence, a score in excess of 700 is considered a good one.Anything between 600 and 700 is considered average and anything less than 600 is considered bad. Hence, do not be surprised if you are offered a subprime interest rate despite the fact that you feel you have a high credit score. This is a result of your lack of knowledge and understanding of the importance of the credit score.Thankfully, it is not very difficult to clean up your credit report. You just have to focus on making regular repayments and keeping the total amount of debt under control. This alone will take care of 65% of your credit report.Further, making sure you do not have excessive unsecured debt or secured debt and that you do not rely on a particular...more
Producers and owners of Canadian content in the areas of film, television, and animation credits are not always aware that they have the ability to monetize or cash flow their Canadian tax credits in Canada. The three types of productions that we have referenced are provided with solid financing assistance from the federal and provincial...more
Some of the most common causes supported by specialty credit cards include the environment, wildlife, animal rights, and breast cancer research. Note too that specialty credit cards partner with specific charities supporting these causes. The charities are often well known and very reputable, so that you do not need to worry if your contribution is...more
Is it possible to clean bad credit? Is it possible to clean bad credit quickly? You may be surprised to discover that the answer to both these questions is-yes. This may run contrary to all that you have been told by your credit bureaus and debt collection agencies.You have probably been told that to your credit score will improve only when you repay all your debts in full. Further, credit bureaus must have told you that you cannot use any shortcuts to clean bad credit and that you must rely only on tried and tested methods.Check out some points that credit bureaus and collection agencies don't want you to know as far as cleaning bad credit is concerned.Your poor credit score need not be your fault. Of course, you may not have repaid your debts on time and may have defaulted on your account again and again. Yet, there always is a possibility that the bad credit report that you have is a result of many mistakes and disputed information as well.If that is the case, then you should make sure that you clean poor credit by removing all these negative points from your report as early as possible. This is not a difficult task considering the fact that the fair credit reporting act and...more
Bad Credit Loans Unemployed – Be Relaxed From Financial Problems By: Kerrry Thomas About the Author Kerrry Thomas has got expertise in writing blog and articles as well as press release on unemployed loan. Therefore, he is a...more
If you require some cash quickly you can apply for a fast bad credit loan from a variety of online loan providers. Many of these companies are known as bad credit loan companies. They loan you money for a set term and rate. You can apply right on...more
An unexpected expense can pop its ugly head whenever we don't need it. Sudden car repairs, unexpected medical bills or credit card bills can show up any time. One may not have the necessary means to deal with these situations.In a situation like...more
In the end, what will determine if a credit card will be to your advantage or disadvantage though is not just your choice of card, but in how you use the card. Use you card wisely. Make payments on time, and factor in all your credit card purchases...more
Personal Loan For Bad Credit - How to Get a Personal Loan When You Have Bad Credit By: Rose Graham About the Author Rose Graham has been involved in the public sector, helping consumers rebuild their financial well being for the...more
This scheme is very safe and fast way of lending the money. Because the way of applying is online and no collateral need to be provided from your side. After approval of your loan application, the approved loan money will be directly transferred to...more