This week I decided that enough was enough and that it was time for me to talk openly about online credit card fraud and the rather bizarre attitude that the police and card issuing companies seem to have towards it.As you may or may not know, my website is my primary source of income and it is this income source that I use to put a roof over my head and food on our table; as such, I really do become quite protective over matters such as these....more
Personal loans come in two forms: Secured and unsecured personal loans. Secured loans are guaranteed by the client with a personal asset such as a real estate or a vehicle. Unsecured loans on the other side don't require any collateral. But, though you may say this is the only difference between the two kinds of loans, the truth is that this difference has many consequences.Secured loans involve less risk for the lender and this turns into lower interest rates, longer repayment periods and lower monthly payments. As opposed, unsecured loans imply higher risks for the lending institution and thus carry higher interest rates, shorter repayment periods and higher monthly payments.Knowing your credit report before applying for a loan is essential. Credit agencies are required to provide you with a free copy of your credit report as per your request, so don't waste this opportunity. Demand your free copy and make sure there are no errors or inaccuracies and if you find something that needs to be corrected, act immediately and contact the credit agency. Credit Agencies are prepared to deal with this kind of problems and are required by law to attend at your request for revisions. If you...more
In today's era where we have unlimited wants, it is inevitable for anyone to fall under the dark mist of debts. You may acquire a bad credit due to arrears, defaults, bankruptcy etc. Now you look out for some way to settle your debts. Your banker declines to give you loan because of your bad credit history. The harassing calls of your creditors are...more
When I was saddled with debts I needed some cash urgently to invest into my business. I thought of taking a loan. But the bad credit incurred on me was a hindrance in borrowing money in the commercial market. I was overwhelmed with joy when a friend told me about bad credit commercial loans. I found a way to come out of my financial troubles.Bad...more
Any borrower in this age of rising consumerism may come under the label of bad credit. Taking a fresh loan becomes a tough uphill task for these people with most of them being tenants who do not own property to take loan against at better terms and conditions. These borrowers now can have a shy of relief in instant bad credit tenant loan. Lenders offer instant bad credit tenant loan hassle free and at comparatively lower interest rate with friendly terms-conditions.Tenants are at liberty to utilize instant bad credit tenant loan for whatever purpose such as buying a car, paying for medical or education bills, going to a holiday trip or even clearing previous debts.Since it is especially designed for tenants, no collateral is required to be offered to the lender as security for availing instant bad credit tenant loan. Instead, tenants should present before the lender documents as proof of regular income or financial position revealing their repaying capacity. Bank account of tenants also serves purpose of assuring the lender about security of the loan. Once the lender is convinced instant bad credit tenant loan becomes easier and approved quickly. Though, obviously the loan is meant...more
Rate of interest and reward miles of frequent flyer credit cards By: Kev Turner About the Author Kev Turner loves to travel. He is a smart traveler. Most of his travel expenses are taken care by frequent flyer credit cards. ...more
A bad credit history of the borrower is usually very risky for many lenders and they refuse to issue a new loan. But bad credit loans are provided by those who are willing to take some risks in offering an amount. However, such providers of an amount...more
The credit cards have been insistently optimistic for the last decade and more. Promotions for credit cards have become ordinary in all transversely area, from violent telemarketing to elegant freebie being terrified at the potential client.Here are...more
"It's a good time to take advantage of the programs consumer credit debt consolidation to get rid of your debt much pay as you overwhelmed by debt unsecured credit cards. Such measures can help to control access to much lower interest rates and thus...more
We all find have quick requirement of money sometimes. But it is possible to have bad credit loans, no collateral required when we have financial mistakes in the past. Generally the credit lenders want more security in the form of car or home...more
On your credit card statements you may have noticed that it is easier to read and things are more well defined. It will show your APR Interest rate a lot more clearer on your statement and you won't need to go looking for it. To try and get consumers...more