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Theres a lot of information floating around out there about how loan modifications affect your credit score. Some people say yes it does, and some say not at all. The answer really lies in how the lender decides to report it and also in what type of modification a borrower is getting.To put it in the simplest of words, getting a loan modification means that the lender is not getting as profitable of terms as the original agreement. The lender...more
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" A good deal of it is going after fees that large banks were charging, and since we weren't really doing any of those things, it doesn't have a profound impact on our income," said Jim Kelly, the senior vice president for merchandising at the UI Community Credit Union. And despite measures in the law involving most consumers under age 21 to have...more
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