Bad credit loans have become the integral part of life. According to recent survey, more than 35% of UK citizens come under the category of bad credit borrowers. These people do not face any problem in normal life, but have to bear so many hurdles as far as financial life is concerned. For lenders, you are risky borrowers who can not repay the loan amount. Unexpected huge expenses are enough to make situation worse for borrowers....more
Securing monetary assistance to fructify your needs and demands is simply impossible, with a negative credit score. The reluctance on the part of the lender, owing to the large risk involved, prompts you to look for other viable options. Since you are already facing serious credit problems, you must look for a financial option that easily fits in to your scheme of things. This is where you can seek the assistance of bad credit...more
When a dispute happens between a consumer and a creditor, resolving the dispute becomes largely one sided. Creditors have the benefit of reporting your payment habits to the credit report. New lenders will decide if they will loan you money by considering all of your financial information, your credit report included.So what happens if a lender reports something to your credit report that you dont believe to be true? This can be a nightmare. Equifax will tell you to call your creditor and your creditor will likely refuse to remove the item. Here is what you do.Request a copy of your credit report to see whats actually on there.Prepare an open faced letter explaining what happened to both your creditor and Equifax. Demand that Equifax compel the creditor to validate or back up the data they are improperly reporting. Explain why your creditor has made a mistake and attach proof to the letter.Send the letter to Equifax and your creditor by registered mail.If you receive no reply, its time to think about who regulates the reporting of consumer information. In Ontario this is the Ministry of Consumer Services. Be informed. Go to the E-Laws website and look up the legislation that...more
Some times it proves very dangerous for a person to ignore even a trivial financial problem, because it can become a crisis in the future. To tackle your financial problems Instant Decision Loans are always supportive. Instant Decision loans treat every one with equality whether he has a good credit status or not. A person can take...more
When we talk about short term loans there are few options available that only for a specified class of people. In such situation, short term loans for bad credit provide the excellent way to get rid of small financial problem irrespective of having poor credit scores. People with lousy or no credit can easily acquire this fiscal assistance to...more
Unfortunately, like everything in life, there are pros and cons of using a debt settlement company for debt help. For those of us that are in debt and facing the possibility of bankruptcy, debt settlement seems like the best debt help option available to eliminate credit card debt fast.#1. You can get lower settlements on your own:The concept of debt settlement is not new. If you are disciplined enough and have strong negotiation skills, you can settle your own debts and probably pay less money than if you were to hire a company. It is not an easy process; if you have the extra time and skill, it is definitely something to think about before hiring a company. However most lenders will only start to help when they have to deal with a debt relief specialist.#2. You can chose the wrong company: Using the Internet to find help with your debt could put you at risk for stumbling upon a fraudulent organization. There are plenty of good companies out there, but there are also a ton of bad ones. Do your homework before taking that leap and risk being further in debt.Granted there are some scary elements to hiring a debt settlement company. However, there are reassuring...more
Credit card debt settlement has become very popular with both creditors and debtors in this time of recession. If you are in the business of counseling for debt settlement, it will be a good idea for you to outsource some of your processes. This will...more
It is a general misconception that financial assistance is not at all provided to those who are struggling with their credits. A bad credit record signifies that the person has arrears, defaults, late payments while repaying past debts. Even then a...more
In the present, credit cards have become a major part in everyone's life. Anyhow, because of credit cards, some people are facing problems as well. As a matter of fact, due to the downgrade of the world economy, it is evident that many...more
Credit card debts are often seen among consumers in the present. When consumers are unable to pay back their credit card debts, they are forced to meet challenges like bankruptcy. But, in the present there are methods which have helped...more
Debt elimination is one of the best achievements for many of the US citizens today. Especially in a time of recession many strives to discover ways through which credit card liability can be eliminated. Among number of ways to get rid...more
The National Flood School's Practical Water Damage Awareness Day – which puts insurance claims handlers in a real flood situation - has been re-accredited by the Chartered Insurance Institute.The one day course has been awarded CII...more