Why are there so many card companies that issue reward credit cards? Well, one of the reasons for this is that card issuers keep on competing with banks and lending firms in getting bigger market share. They use unique credit card rewards to attract more consumers to apply for and use the plastic cards they offer. Not only that. Card companies also use reward credit cards to retain the current set of consumers that they have. Through great reward...more
You are struggling with credit issues and want a way through which you can enhance it. If yes, then apply for 3 month payday loans no credit check which gives a chance to poor credit holders to improve the credit report. These loans will aid you to solve all your financial problems. It is a short-term facility that will offer you adequate funds. Besides, by repaying back the amount on time you will be able to regain your credit rating. This...more
Your default in repayment, arrears, and partial payments show that you are a bad creditor. A lender would never go in for advancing an amount to such a person. Now due to the demand for such types of advances, lenders have made it possible to provide bad credit secured loans. They give you a relief from the fiscal crisis.These advances are specially designed for people having poor financial status. In this facility, you have to place collateral. Bad credit secured loans are specially people having their profile as CCJs, IVAs, late payments and so on. In a way you can use this finance for repairing your automobile, payment of earlier debts, going on a trip, education expenses, and so on.The amount you can fetch from this finance ranges from 200 to 25000. The borrower is required to repay the amount within 1 to 10 years along with the interest. People having poor financial status like CCJs, IVAs, arrears, late payments and many more can avail this facility. Online method provides you instant cash.As there is of security the rate of interest can be low, but due to the absence of credit verification there is a possibility that the lender can charge a high rate of interest....more
Credit cards are a great convenience in our everyday lives, allowing us to easily buy products online and by telephone, and freeing us from having to carry large amounts of cash when making purchases in the bricks and mortar world. However, there's a potential dark side to plastic, with some unfortunate account holders getting out of...more
The poor credit score proves to be an obstacle for a person to get approved for finance. Lenders are very hesitant in offering funds to such people as they do not want to take a risk of the borrower failing to repay the amount. Bad credit loans are the best options that come to the rescue of such people in their difficult times. One gets funds to...more
Education is very necessary now days but it is expensive too. Some students suffer from bad credits and it is very difficult for them to afford high tuition fee, hostel expenses, expenditure on books and so on. Understanding the problems of these students, student loans for bad credit are specially made for them. Basically, student loans are available in two types, private and government. But, if you want student loans for bad credit , you should fund the loan from federal government. The government has various programs such as Stafford loan program, Perkins loan program, and the Pell Grant that will grant students the funding they need. These are the programs made for the students with bad credit scores. The federal government asks parents to contribute a part of funding and while calculating about the amount to be given to the student that part of funding is taken into account. The Stafford loan is given to students on the basis of financial need. The Perkins loan is given to the students who are suffering from financial crises. With the help of this type of loan, you can avail the maximum amount of $4000 which is distributed each year. Last but not the least, the Pell grant is...more
When you decide to consolidate your debt, you will combine the different loans that you have into one debt. The same principle applies when you do credit card consolidation. You will combine your credit card, retail store charge card and gasoline...more
Today, the living cost is going so high that it becomes very difficult for a person salaried to fulfill all the urgent and unexpected needs. So in order to fulfill these needs you need some external financial help. But you may face difficulty in...more
Most of the financial institutions offering advances take into consideration the creditworthiness of the borrower. However, there are some people whose fiscal status is low and at the same time he cannot offer an asset as security. For...more
People with poor credit history often face problem in getting their loans approved. This is because of the fact that most of the creditors particularly banks see the past credit history before granting a loan to anyone. But, now with the change in...more
Yearly credit score is the most essential measurement of credit of the people concerned with financial position in the market. It is the most important element of your financial health. You must be aware of your credit rating in the...more
State Bank of India (SBI) said the banking sector is facing pressure on assets due to a sharp increase in defaults on credit card and personal loan payments."In the last two years, there has been a sharp deterioration in the asset...more