Are you in need of a personal loan, but you have yet to establish a credit history? Have you already been told that without a credit history you will not be able to get a personal loan? This is just not true and there are no credit personal loans that can be obtained quite easily to be honest. Here are some of your options.First, go to your bank. You might be surprised what they are willing to do for you. If you have held an account...more
Are you under severe financial stress with credit card debt, no assets and a salary that does not allow you to meet repayments? Is the situation getting worse by the month, and have you tried to consolidate or negotiate with the bank to reduce fees with no luck? I was in this situation myself at one stage. I needed help and fast! I realized I was probably not alone as many people experience financial stress as a result of increasing...more
Are you a concerned parent having a troubled time trying to decide whether or not to give your son or daughter the access to plastic money? Do you think perhaps son or daughter may not be able to manage their finance well? Well, you fears are not completely baseless. Plastic is a very important tool that you will need to you're your kids. But your kids are vulnerable to the threats of financial crashes owing to their inexperience in managing finance. Many financial companies also hunt for such instances and operate in the logic of "catching them young", so that it may mean some profit, getting hold of some off guard youngsters.However, there are simple ways that will safe guard the interests of these youngsters. These are nothing but carefulness and precise decision-making, topped with a little value education being imparted on this naïve populace of youngsters. While many of the credit card companies will look for a chance to get the better from your ward, you can minimize the chances by selecting the right student credit card and helping your son or daughter manage his or her finance judiciously. After all, everything has a first time and no time can be better than...more
'Earn while you spend' - how does this sound? Exciting? That is precisely what rewards credit cards promise for you. The days of using your credit cards to just spend now and pay later are gone. Now, your credit card can fetch you rewards every time you use it to spend.Credit card companies are competing with each other to give the...more
Due to financial stress and the rising cost of all the basic expenses like gasoline, food, utilities, medical care, and college tuition fees, many people turn to credit cards, resulting to heavy accumulation of debts over the years. In the middle of this worsening crisis, creditors have also tightened their policies allowing only the...more
When your child begins college, they are bombarded with any number of offers and good deals, but one that many students are particularly interested in is the student credit card.These credit cards, offered by most major credit card companies, provide a slightly different package of offers than mainstream credit cards. But the end result is the same - your student can use the cards for a wide variety of expenses and possibly even earn rewards or cash back bonuses.What makes a student credit card different? Depending on the issuer, there can be a wide array of differences between the cards that are designated for students and those that are sought by others. Let's look at a few crucial differences:The interest rates are often lowerThere is usually no minimum income (and no cosigner either)Rarely are there any annual feesThe cards are usually fairly easy to get, provided your student hasn't encountered any troubles with credit beforeThe credit limit might be lower than a regular credit card, at first. But once the student has established themselves as a responsible creditor, the limit will usually rise accordinglyIt's unusual for students to have to seek out these credit...more
The issues concerning students in deep credit card debts are in some ways true and may happen to anyone. There are plenty of non-profit foundations and financial counseling centers that prove the existence of students who are...more
Credit card has become indispensable nowadays. With the rising costs of basic commodities and worsening financial crisis, more and more people love to shop with credit cards. Increasing interest in the outstanding balance of credit card...more
It's hard to get away from using a credit card these days. If you want to travel, you must have a credit card to reserve a hotel room. Renting a car? It takes a credit card. Want to get a membership at the new video rental store?...more
Having poor credit can really suck! It limits what you can do financially. You will struggle to get a loan from your bank and in most cases you will struggle to get a loan at all. There are, however, ways to get loans even when you have...more
Are you after a personal loan and you already know that you have poor credit? Do you need to get the loan to help you through a tough financial time? There are still options for those that need personal loans poor credit. You can still...more
You have seen those ads on TV. Companies specializing in bad credit debt consolidation. These companies claim that they can help you consolidate your debt in spite of your bad credit, no matter how much debt you have or how far behind...more