Instant approval credit cards are convenient ways in which to get you some instant credit. Apply for an instant approval credit card online and you can find out, within a few minutes if you are eligible for one or not. So an instant approval credit card is fast, its simple, and really a boon if you want some instant credit extensions. The key for getting an approval lies in making your application correctly and wisely. Here are tips that will...more
There was a time when bankruptcy was probably the biggest stigma that could be attached to anyone in business. Thankfully those days are long gone. Today, bankruptcies are fast, efficient and frequent court procedures designed not as a punishment for the creditor, but as a means of drawing a line under un-payable debts and allowing everyone to move on. While most people would not exactly like to be made bankrupt, in most cases where it becomes...more
Business credit cards are among the more popular kind of credit cards available. Being on the receiving end of credit is always a privilege and pleasure. Business credit cards are tailored to enhance this pleasure in ways that meet your business needs. Small business credit cards offer various intangible benefits to small businesses in addition to the regular perks.The Perks of a Business Credit Card1) Frequent Flier Programs - For business users who travel around the world, additional air miles are one of the exciting perks offered by business credit cards. When a business traveler travels by air and pays through the credit card, they earn bonus miles. These miles can be redeemed in terms of additional air tickets. Another benefit is the regulation and monitoring of business travel by employees by payment through credit cards.2) Rebates - Some credit cards give rebates on business spending. It can be looked at as a huge saving to the company.3) Reward Programs - Points are given on each dollar spent through your small business credit card. These points can then be exchanged for a range of exciting merchandise.The Intangible Benefits of a Small Business Credit CardOne of the...more
You will see many lenders these days offering 0% APR credit cards. If you are thinking of applying for a 0% APR credit card, it is well worth taking the time to research and compare all the offers and benefits available. Although many company's offer 0% interest credit cards, in most cases it is for an introductory period only. You should take the...more
The average American household has nearly $10,000 in credit card debt, and many people are only able to make the minimum payment of 2% of the balance. Even 2% is $200, and by paying the minimum payment, you could be paying on the balance for decades before you finally pay it off. Since new legislation will make it more difficult to file for...more
Owning a credit card is something that can be a very positive thing... as long as it is used responsibly. There are many ways for people to use credit cards to their advantage, but there are also ways for credit cards to get people into financial trouble. By following a few simple tips related to managing credit card usage, a credit card can be a very beneficial piece of plastic to own.Establishing CreditFor anyone who has never before owned any sort of credit card and has never been loaned money, there will probably be very little information (neither good nor bad) on their credit report. Without a credit history, it's difficult for credit card companies to determine whether or not to offer a line of credit to a person. In this situation, the credit card companies tend to err on the side of caution and not offer a card.However, if there is one credit card company out there willing to offer a credit card with a very small line of credit to someone with no credit history, that card should be immediately obtained. It should be used very wisely to purchase a few low-priced items, and the monthly payments for that credit card should be made on time every month.As time goes on, this...more
As the credit card market becomes more competitive than ever, banks and lending institutions are coming up with new marketing and financial strategies to obtain more customers. One of those strategies used to acquire more customers is through the use...more
If you have high debt, and are in trouble, you have probably heard the term "credit counseling," but do you understand what it is? Oftentimes this term is used in the same sentence as debt negotiation or debt settlement, but actually, it's a...more
If you own or operate a website in conjunction with your business, consider posting a Visa logo, or even Visa / Master Card logos on your website. Visitors browsing the site will be more apt to linger and shop when they know you offer the convenience...more
Chase recently announced the release of two new credit cards for the business community. The Chase Platinum Business Card and the Chase Business Rebate Card are now available, giving business people more options and a better deal than what they can...more
OK, now picture this in your mind. You're driving through a seedier section of the city and look over on the street corner and observe a person standing there trying to blend into the background. Soon a car pulls up to him and he approaches the...more
The simple fact of life today is that in many situations credit cards are vital. It is extremely difficult to rent a car for instance if you do not have access to a credit card in your own name. Also, shopping on line is not very easy at all if you...more