ICICI Bank has concluded the sale of its network of electronic point of sales (PoS) terminals that accept Credit Card and Debit Card payments to First Data Corporation (FDC). The bank has hived off its network of over 1.5 lakh electronic swipe machines to a separate company ICICI Merchant Services. First Data has bought an 81% stake in the company which has been valued at a little over $90 million.When contacted, ICICI Bank refused to comment on...more
The free credit rating report is a service online gives you a comfortable piece of that enable you to check on your credit files before you apply for a job or credit.This can also help to keep a good site on your credit files that will help you spot and identify any theft before it happens and this entire package comes for free.Do note that no personal credit information will be submitted on line. For this you will not have worries to sign up for...more
Thus, it is essential that a would-be borrower seek credit reports from all these bureaus before availing a certain loan. With physical annual credit report generation, you may require to pay a nominal fee. However, in the online space you may generate free annual credit report without paying any fee. There are a number of agencies, who claim of giving you a free annual credit report. However, it is beneficial if a probable borrower goes for such report before availing a loan. To avail free annual credit reports, getting online is a good way to start. A huge number of online agencies deliver this free service. However, to find the right agency to start accessing into your financial standing, doing some online research before opting such service is necessary. This report also helps a would-be borrower decide on that particular aspect of finance that needs to be mended before applying for a loan. In addition, free annual credit report gives the borrower information on which front he or she should be improving to avail a loan.Even if you do not get anything of your salary left in your hands still you can manage several incidents that demands money. For providing all such facilities,...more
What ever the reason that your credit score has bottomed out, you still need some form of credit available. If you do not have any credit or your credit is bad, you will need to rebuild your credit score and for that you need credit. You can always get a secured credit card or a prepaid credit card, but both of these options, while they prevent you...more
Going bankrupt can be one of the hardest challenges you might ever have to face in life.The worse thing is that you can get declined by lenders and banks when you try to apply for a loan that is supposed to help you get out of bankruptcy.Despite this fact, there are still many other companies that offer their services and resources. There are a lot...more
When it comes to seeking and securing credit cards for people with bad credit, what you get can help improve you credit score in immeasurable ways. This is because after getting what you want; you will not only be able to deal with various financial institutions without fear, you will also begin to lead a normal financial life again. As a plus the money you get will help you in resolving the back log of financial problems that have been weighing you down for months. It will interest you to know that there are hundreds of lenders that are now offering credit cards for people with bad credit. It is a fast growing business, and this means you will not find it difficult finding one. The beauty of the whole business is that since there are lots of them they offer these services at competitive rates with easy payment options to go with it. In case you don't know how to go about dealing with the lenders you can always seek the assistance of financial advisers to guide you. Dont make the mistake of requesting or applying for credit cards for people with bad credit without contacting a professional. However, you still have the option of contacting the credit card provider to learn about the...more
The truth is that ones you have any problem with your bank or any bank for that matter you will find it difficult opening a checking account with ease. What this implies is that every other bank will learn about the issue you had with your bank. This...more
When it comes to help with bad credit, one of the most important things you can't do without is a checking account. It will interest you to know that there are certain people to whom it is a luxury to own a bank account even if it is supposed to be...more
Author: James MartinezCredit card consolidation seems to be a mystery to many people who have thought about consolidating their credit card debt. Many questions are pondered, "How do I qualify?" "How will it affect my credit score?" "How long will...more
In literary terms, debt relief means partial or total forgiveness of a debt. There are several options or alternatives to go for debt relief. But prior to that let us understand the nature of various debts. Debts may come in various forms. It may be...more
Author: Hector MillaWhen you use credit cards in your everyday life, you can sometimes lose sight of the effect that your credit card use is having on your credit score. An excessive use of credit can have a negative effect on your credit rating, and...more
Author: Hector MillaWhen you borrow money on a credit card, there will be a reasonable expectation that you will make the necessary payments that are required of you. However, life can sometimes come with its many road bumps. Those that have suffered...more