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Banks may be forced to stop offering 'unsolicited Aussie credit limit increases' If the legislation was passed it would mean banks could not even suggest to a consumer that they might require an extension on their credit limit, it has been said.Banks may not be able to offer customers unsolicited Aussie credit limit increases in the future, if draft legislation is approved.This has not been welcomed by the financial organisations and the Herald Sun reports the banks' lobby group has revealed the scope of the proposed laws had exceeded expectations.Australian Bankers' Association chief executive Steven Munchenberg explained credit card providers would not be able to "in any way" suggest to a customer that they should have an increased limit on their credit cards.But he noted the government has gone a little too far with the legislation, adding: "The bill goes way beyond what we think is necessary, even to achieve what the government wants."It just seems to be another example of overkill. Even if there is an issue there, you don't need this great big sledgehammer to crack the little hazelnut."Other proposed changes - which were announced in the federal...more
Debit and credit card spend 'up by 0.5%' The BSI rose by 0.5 per cent in January.Debit and credit card spend increased by 0.5 per cent in January, seasonally adjusted figures have revealed.According to the Commonwealth Bank (CBA) Business Sales Indicator (BSI) - which tracks the value of debit and Aussie credit card spent...more
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