Payday loan no credit check - Goodbye financial crisis Unforeseen financial hurdles can knock at your door any time without the slightest warning. These short-term loans are especially drafted for the UK citizens who are maintaining their bank account with a limited source of monthly income. Payday loans no credit check are gaining more popularity in the United Kingdom due to its fabulous loan facility. These loans are easily...more
Normal Pitfalls of Credit Card Use Credit cards are one of the financial industry's success stories over the last half century, going from strength to strength since the first general purpose card was invented by Joseph P. Williams of the Bank of America in 1958. Since then, the number of cards issued has risen dramatically, and now most adults carry at least one card, with an increasing number of people carrying several.There's no...more
Determination Of Credit Card Eligibility Have you wondered how credit card eligibility is determined? Curious whether you're eligible for a credit card?It all has to do with your credit rating and credit score. Here we go with a quick tutorial on what constitutes credit-worthiness and how you can make sure that you are eligible for a credit card when you want one.Credit Reports and Credit ScoresWhen you buy something on credit or have a credit card, the credit card company or store makes periodic reports to one or more credit reporting agencies. Those agencies keep records of your credit history - how good you are at paying your bills on time. Among the things that go into your credit history are: 1. How many credit cards you have 2. How much you owe on each one 3. How many loans you've taken out 4. How much you still owe on them 5. Any payments that you've made late 6. Any payments that you've missed 7. If you've ever defaulted on a loan 8. If you've ever filed for bankruptcy 9. If you own a house 10. If there has ever been a judgment against you for unpaid debtsCredit reporting agencies assign a 'weight' to each of those facts, and assign points to you based on...more
Credit Card Faq - Credit Card Security And Verification With the ever rising reports of credit card fraud, fraudulent use, internet phishing and identity theft, people are rightly concerned about credit card security. Fraudulent credit card use can be an annoyance at best, and seriously damage your credit at worst. It's only...more
Credit Card Rebates as well as Rewards Rebate credit cards have proven recently to be a great favorite among consumers. Credit card rebates could mean you're getting discounts whenever you use your rebate credit card for purchasing items of any kind for that matter.Credit card rebates are similar to cash back credit cards with which...more
Credit Card Rebates - Finding the Correct Card There are many rebate credit cards available that offer rebate options that sound too good to be true. With so many credit card rebates to consider it can be mind-boggling trying to figure out which one to pick, if any. Understanding what each rebate credit card has to offer, APR, annual fee and overall terms and conditions will make things a lot clearer and will help you tremendously in your attempt at finding the right card for you.Compare Rebate Offers CarefullyThe rebate programs offered by various rebate credit card companies vary widely. Rebates, in the form of cash back, rewards you with anywhere from 0.25% up to 1%, a full 1% and a full 2%. The percentage you get back usually depends on the amount you purchase. For example, one card may give you 0.5% when you spend up to $2000, whereas you earn 2% when you spend $6000 or more. The thing to look out for when selecting a rebate credit card is terms for those offering only "up to 1%," as compared to credit card rebates that offer "a full 1%", for example.Consider Your Spending HabitsRebates are credited to you based on your spending. The more you buy, the more...more
Credit Card Rebates - How To Obtain Yours Getting those bills in the mail is not much fun - especially the credit card bills. But what if, every time you got a bill, you also were informed about how much money your purchases had earned...more
Credit Card Rebates - Present the Best Benefits Credit card rebates are the perfect way for you to get some of the money back that you have spent throughout the year. More and more credit card companies are getting involved with rebate...more
Credit Card Security for Consumer This is the age of plastic money. It's not uncommon for the typical consumer in the western world to go weeks at a time without ever handling a coin or bill. Everything we need is available to us with...more
Credit Counseling Agencies: Bad Or Good? debt relief, debt, get out of debt, refinance, credit card, debt free, credit counselingThere are many different opinions from financial experts and consumers regarding the use of Credit...more
Credit Fraud Secrets Thieves Don't Desire You To Know Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What's more, if you don't detected it early enough, it could leave bad marks on...more
Deciding if an Instant Approval Credit Card is Appropriate for You Many people are attracted to an instant approval credit card because they want instant gratification. Basically, advancements in technology have caused our society to...more