Premiums and your credit score In the same way that insurers use ZIP codes to predict claims, so referring to your credit score can also work very unfairly. The way it works is easy to explain. The actuaries who collect statistical information about all the traffic accidents recorded by the police and emergency services are good at finding patterns. Sometimes, there are accident hot spots where the road design is bad or the...more
What Your Credit Score Really Means There are all kinds of questions surround the somewhat mysterious credit score. That mystery is created, in part, by the very agencies who determine the number. Formulas for figuring the scores are kept secret, and the numbers are not readily available; at least not without having to do some work to get them. People often want to know what exactly a credit score is, who is behind it, what things...more
Bad credit payday loans - meet your expenses without credit check Now days if you are having bad credit record and need urgent cash help then you easily go for bad credit payday loans. These loans provide you instant cash aid without any credit check. So bad credit record like CCJs, default, late payment, arrears, bankruptcy etc. are not a barrier at all. You can avail swift and easy cash assistance through these loans.FEATURESThe main feature of these loans is that it is specially designed for the bad creditors. People with good credit can also avail this service. You can get the loan amount ranging from £100 to£1500 for the repayment period of 14 to 31 days. The interest rate levied on these loans is comparatively high due to its short term nature.WHO CAN APPLY?To getting approved for bad credit payday loans borrower has to meets some easy requirements of the loan such as:· He must be legal on age i.e. is 18 years of age or above. · He must be a resident of UK for last 1 year. · Must possessed stable income for 3 to 6 months. · Having the regular earning at least £1500 monthlyHOW TO APPLY?After meeting all the above conditions you can apply for these...more
Understanding the 5 Cs of Credit When it comes to establishing a business line of credit - there vital indicators that lending institutions such as banks look into when determining the viability of your business loan. Given It's important to understand the 5 Cs of small business finance.The 5 Cs for establishing good business...more
Negotiating with Credit Card Companies- How Can I Be Sure that My Lenders will Make a Deal? Negotiating with credit card companies goes on constantly. In the 14 years of negotiating bad debts for my clients, I have only had six accounts that either the credit card companies refused to make a deal, or offered a repayment schedule. And...more
Not Paying Credit Card Debt- You Can Run but you Can't Hide "Exactly what would likely happen if I quit making monthly payments on my charge cards?" Simply by not paying credit card debt, a number of people foolishly think that their credit card debt will go away. Actually, it's not that simple. In reality the vast majority of lenders and debt collectors are not going to easily forget about a financial debt - particularly if the debt is for thousands of dollars. Some tips about what might typically take place should you choose not to pay credit card debt. To start with, you would certainly receive calls or letters from your credit card companies kindly reminding you that you are behind. Remember, credit card companies define a delinquency as receiving a payment 30 or more days following the deadline. In case you disregard the phone calls or the letters, the lenders will possibly increase your interest rates to a maximum of 30%! If you're roughly a hundred and twenty days late, the credit card company is likely to sell your account to some collection firm. The credit card company will also report your delinquency to the credit agencies. Your credit history...more
Settling with Credit Card Companies- Could it be Unethical? If you said "you bet", fair enough. I can certainly understand your opinion that settling with credit card companies could be unethical. At the same time, it's not unethical...more
Free Instant Credit Reports - Gives You Immediate Credit Information The three government credit bureaus are the three government agencies which provide the credit report to the citizens of American residence. To make the facility more...more
Bad Credit tenant Loans-Solve your unwanted financial problems Bad credit often let you face many obstacles in getting the external financial aid. Moreover, you might be denoted as a tenant if you are residing at other's place paying a...more
Bad Credit Personal Loans-Tremendous fiscal opportunity despite of imperfect credit scores Do not panic if you need additional finance and suffering from bad credit status. Bad credit personal loans have been specially designed for bad...more
Credit Card Debt Relief Debt collectors are knocking at the door, and the mailbox is full of dun notices. It's easy to understand why the average consumer is seeking credit card debt relief. With over $2 trillion in outstanding...more
Opt credit card consolidation and save huge bucks In a day, we visit many places and meet many people for our personal or professional need. It's not possible to carry large amount of cash all the time. Credit cards widely known as "...more