Credit Card Debt Secrets – Things Your Credit Card Company Doesn't Want You To Know Credit card interest rates are so high. If you are looking for a way to reduce your bills, here are some secrets that banks and credit cards don't want you to know:1. Fees are Negotiable - This first time or two you call to lower your interest rate, you may get the runaround, but interest rates are NOT set in stone. In fact, if you have good...more
How to Become Credit Card Debt Free in 2-3 Years - Proven Debt Relief Tactics By now, you must have known how to become credit card debt free in 2-3 years. Anyone who is a bit well-versed with the net can get extensive information on the different ways of debt settlement. However, merely gathering information is not enough. You have to know the art of being able to make out which of the options work best for you and can...more
Stop Paying Credit Card Debt - How To Gain Leverage Over Creditors And Settle Your Debt Many companies and individuals have to face financial crisis. These financial crises may lead towards bankruptcy. There can be many reasons for suffering from these financial crises. But ill-management of resources is one of the main reasons for these crises. In case of credit card debts, debt settlement can help you a lot. Through debt negotiation, debts can be eliminated up to 50% or more. This can either be done by the debtor himself or by hiring the services of a settlement company.In order to divert the attention of your card company, you have to stop making your debt payments. If you are making payments that may be in small amount, then these company will never bother to listen to you. When you stop making payments for a certain period of time, then the credit card company will try to contact you through phone or will send a warning letter to you. This period is normally greater than three months. After this time period, that credit card company may send its debt collectors. These collectors are well informed about the loan settlement policy of their credit card company. In...more
The Best Debt Relief Options For 2010 - Credit Counseling, Consolidation, Or Debt Settlement? If you have to make a choice between the best debt relief options for 2010 that are available in the market for you, chances of you getting confused are quite high. The reason for this confusion is that all of the options look equally...more
Consumer Debt Relief Options - Debt Settlement Vs Credit Counseling In this moribund market, which is severely affected by downturn, the most complex problem that is hitting the town in leaps and bounds is huge piles of uninsured debts. In fact, the sudden halt in the fixed source of income of many people has resulted in the...more
Credit Card Settlement - The Best Option If You Cannot Repay Credit Card Debt Careless use of credit cards can make us a debtor. A debtor is just like a slave. Everyone wants financial freedom. But when these credit card debts keep on increasing then it almost becomes impossible to pay back the debts. No one can deny that these credit card loans are mostly the result of ill-management. There are many ways to get out these loans. The best option in this regard is credit card settlement. You can get a settlement by yourself free of cost. Many credit card holders may think that they are old customers and their company will easily give them a settlement offer. Actually it is not that easy. It is recommended to get help of settlement companies because it is their daily business to deal with such cases. They know different tactics that can be used to deal with different companies. A settlement process that worked for one company may not work for another one. There is only one bad impact of the settlement deal. This impact is due to negative remarks on your credit report that may create problems in the future. If you are do a settlement with a collection company then you...more
Can't Pay Back Credit Card Debt? - Why Debt Settlement Could Be Your Best Option When a debtor has to pay money to credit card companies, he has few options. Out of these, two options i.e. debt settlement and debt consolidation...more
When to get a credit card (and when to get more than one) Credit cards are one of the most often misunderstood financial products available on the market.This is not least because the misunderstanding tends to be spread by credit card...more
Paying Back Credit Card Debt - Best Things To Do If You Cannot Repay Credit Cards Financial crisis can lead a company or an individual towards bankruptcy. Bankruptcy has bad impacts on your future life so it should be avoided at all...more
What is credit card positive order of payments? Some credit card companies have been undertaking significant changes to their card policy. So why? And what is positive order of payments?The unfair rule which allows providers to...more
The High Cost of Credit Cards Almost all of us are familiar with credit cards. They are an important part of our day to day lives which is why it's extremely important that consumers understand the true effect that the interest has on...more
Need A Loan But Have Bad Credit? There are thousands of Canadians with bad credit. Are you one of the many Canadians who have made some financial mistakes causing your credit rating to suffer? If so, don't get discouraged. There...more