Credit Card Debt Settlement - How to Ensure A Debt Settlement Program Is Legitimate Many people in the world are facing financial problems. Some people have lost their jobs while some have lost all their business, property and other resources. It is all due to the unsecured debts. When a person does not care for his monthly bills of credit cards and when his debt cross the limit and increase than his monthly income,then he gets worried...more
Credit Card Debt Consolidation - How To Combine And Settle Credit Debt For Less? Debt consolidation helps you to combine your debts into one monthly payment. This is fixed between you and your creditor after a settlement negotiation. For this, you can take help from a debt relief company. You just have to send them your payments then they will spread your money among the creditors. A consolidation of your credit card bills may help to...more
Know Your Credit Score - Your Right to a Free Credit Report Having a good score on your credit report has many financial benefits such as higher credit availability and loans at better interest rates. This can be a huge advantage over time. However, even if you are prudent in your spending habits, a good credit score is not guaranteed. Instead you must be diligent to protect your good name by taking proactive measures.Request Your Free Annual Credit ReportUnder the Fair and Accurate Credit Transaction Act, each of the national credit bureaus - Experian, Equifax, and TransUnion, must give you a free copy of your credit report every year - provided you ask for it. To get one, you just need to provide your name, address, social security number, and date of birth. If you have moved within the last two years you will also have to provide your previous address.Other Qualifying Circumstances for a Free Credit ReportYou can also request a free credit report in these situations:If you have been denied credit, a loan, insurance or employment within the last 60 daysIf you are unemployed and plan to look for work within 60 days.If you are on welfareIf you suspect your report is...more
Credit Reports - How Your Credit Score is Calculated and Its Implications Your credit score is included on most credit reports viewed by creditors and potential creditors. It is essentially a numerical calculation that indicates your creditworthiness and the risk you might default on your payments. Your ability to get a loan and at what...more
Loans for Bad Credit- Instant Monetary Help for Bad Creditors If the person is stuck with the problem of poor credit but need instant cash to fulfill some requirements, then the lenders are available with the solution by providing loans to the bad creditors. No matter if the person is suffering from poorer credit record such as defaults,...more
Easy To Get Credit Cards for No Credit or Bad Credit Having trouble getting a card because of no credit or a bad credit history? Many banks and credit card companies offer easy to get credit cards designed to help people build or rebuild their credit. It pays to understand the pros and cons though before making the leap into these unique financial instruments.The good news is that you won't be charged interest on your purchases, no credit check is required, and there's guaranteed approval. The bad news is banks and credit card companies have figured out a myriad of other ways to make money off you. Just like any other financial transaction, you as the buyer must beware. But as long as you understand the fee structure, prepaid or secured credit cards can work to your advantage.Of course you can get by without any credit cards at all. But they have become an integral part of our financial system offering both convenience and security in our daily lives. However, without a credit history or if yours is bad, it can often be very hard to get one. Secured and prepaid credit cards are designed to fill that gap. The only thing you needed to present is your social security number and...more
Secured Credit Cards Are Not Just For People With Bad Credit Many consumers, especially students, find they do not have an adequate credit history to qualify for traditional, unsecured credit cards. If you're one of those people who can't get...more
When Life Throws You A Curveball Consider A No Credit Payday Loan Life is full of surprises and sometimes they are not so welcome. Perhaps your son has fallen over in the playground and needs stitches in his head, or you accidentally reverse...more
Interesting Credit Cards and Rewards Program Credit cards companies are doing all sorts of things to get people to use their credit cards. Some launch money giveaways while others reduce credit card rates on a temporary basis to attract new...more
How Credit Card Companies Trick You & Take Your Money These days, we are heading over to deal with the authorized, yet unethical, techniques in which credit card businesses acquire a lot of funds out of your pocket. Be sure to pay close...more
Increase Credit Score With Best Program Increase credit report with the new and technology based credit correction software which will raise credit score fast. I used an internet credit correction software and observed my score increase...more
Are You A Victim Of Credit Card Deception? Each and every day, credit card organizations pull a lot more income out of your bank account when they use a variety of tricky tactics. They will do all they can to destroy your dreams of getting out...more