As a landlord, nearly every facet of your position becomes easier if you've got quality tenants renting from you. Having reliable and dependable people as your tenants results in more than just rent being paid on time, it's about creating an environment where the tenants recognize that only a certain behavior is tolerated. Having tenants on your property that don't respect that property will deter quality tenants from wanting to rent from you...more
If you find yourself metamorphosing into a plastic junkie, then you may use balance transfer credit cards to consolidate your payments. However, the best balance transfer credit cards offer some incredible deals and if you use them judiciously, who knows, they may even help you write off all your debts. No wonder, a balance transfer credit card has become the rage with Generation Plastic and a large number of them are happily on their way to debt...more
Prepaid credit cards have been growing in popularity over the past few years. But despite the 'credit card' name, no credit is actually involved. Heres how it work's. When a standard credit card is used, you pay for the convenience of being able to purchase items without saving the money up first. The issuing bank is basically lending you money , to be repayed on a regular basis. But with a prepaid credit card, there is no line of credit or loan. Instead, the user will make deposits to their bank account, and then use the credit card to withdraw that money for purchases. Why would you use a prepaid credit card if you don't actually get any credit? A prepaid credit card is a excellent choice if you want to be able to make purchases online without taking the risk of giving unknown merchants your credit card information and access to your credit line. Lots of people today are sensitive to online credit fraud, and this is one of several ways around it. But be aware though, many merchants that require you to make monthly payments will not accept a prepaid card for purchases. A prepaid credit card is also an great way to provide a weekly or monthly spending allowance to a child away from...more
If you have ever been asked by your wife, husband, child or friend to have someone else as an authorised signatory to you, i.e. a supplemental signatory, on your credit card account you no doubt gave this some serious thought. If you agreed to the request, the following are some reason why you should have a credit card in your own name and they...more
We all agree that the credit card is very convenient. That is why the IRS allows you pay your taxes through it. To sweeten the deal, credit card companies offer rewards in the form of frequent flyer miles. So you can get a free air ticket too. But hang on, is that convenient to your pocket too? Sadly, the answer is no. Disadvantages The IRS has...more
If you own your own business or have not been deducting enough from your paychecks each week, you will probably owe some income taxes when tax time rolls around. This is never fun, and if you do not have the money in your checking account right now, you might be tempted to pay the taxes with your credit card. A word of advice: dont. When you owe income tax to the federal government or the state government, they are aware that the amount you owe may be over the amount you have access to at the moment. They prepare for this eventuality by allowing tax payers to file for an extension to pay their debt. You can arrange for a payment plan to be in effect for the total amount. You will of course pay interest on the amount that you are putting off, but the interest rate that the government charges is relatively low. With state governments this number will vary, so check with your local state tax office. But for the federal government, the current rate of interest on unpaid taxes is seven percent, which is the federal short-term rate plus three percent.Now consider your credit card. Most credit cards carry an interest rate of anywhere from twelve to twenty-one percent. If you owe taxes...more
Debt Solutions - What Are My Options When I Have Reached My Credit Limit? The credit card is utility and it should be used to the extent till you can manage it. You get some time to pay the debt without paying the interest. This is the most...more
Credit Card Counseling Debt Consolidation - How It Works Are you deep in debt? Is it too difficult to find a way out? If you need debt help, don't worry: there are many solutions for your problems, one of which is called credit card counseling...more
Do you want to learn how you can start fixing bad credit so that you will be able to improve your credit score? Then you need to understand the steps that will help you easily start fixing your credit.First before you learn the steps that will be...more
Best Credit Card reader Basics The world today has increasingly been dependent upon plastic money which is technically known as the Credit Card reader. A Credit Card Reader is more than just plastic; it surely possesses numerous possibilities...more
Contactless RFID Credit Cards Reader For decades, Credit Card Reader have relied on magnetic stripes located on the reverse side of the card to store data. To transmit this data, the card must be swiped through a magnetic reader, making...more
Avoid Unsecured Credit Card Debt - How a Debt Settlement Program Works When times get hard because of your financial situation it is time to take care of it through the methods available. One of these methods is debt settlement and it only...more