Do I Really Need to Accept Credit Cards? Do I really need to accept credit cards?YES, in today's market I do not know too many successful businesses that do not accept credit cards. There have been numerous studies showing if a merchant accepts credit cards as a form of payment that the merchant can increase sales dramatically. Depending on the type of business, increases in sales can be anywhere from 15% to 100%.Internet businesses have...more
Best Credit Card For Balance Transfer With 0% APR Offers These Credit Card For Transferring Up To $10,000 BalancesThere is an interesting point about the best balance transfer credit card offers with 0% APR is that you get away with no interest payments on balance transfers for a certain period of time. Depending on the offer itself or your current FICO ratings, this can range from three months to even an entire year. Such deals can be...more
Credit Card Balance Transfers Offer Credit Card Balance Transfers OfferThere is an interesting point about the best balance transfer credit card offers with 0% APR is that you get away with no interest payments on balance transfers for a certain period of time. Depending on the offer itself or your current FICO ratings, this can range from three months to even an entire year. Such deals can be used by financially astute individuals in two different ways. Firstly, you can save quite a lot of money over interest fees if you have a lot of unpaid balances on your current account due to existing cash advance borrowing or shopping purchases. At an average of 24% APR for most bad credit visa credit cards, you can save over $2000 if your outstanding balances are almost $10K. The second approach people used to make use of zero interest balance transfer credit card is lesser known, and that is to make money rather easily and yet remains legitimate.To use 0 balance transfer cards on introductory promotions for avoiding unnecessary interest charges on your existing credit card loans, you just need to transfer these balances (which usually must be from another bank) to this new bank card...more
As we have discussed in past articles, those who own a home in Brampton or in other suburbs that surround the GTA, have the most financial options when it comes to refinancing their homes. Real-estate in the suburbs is in high demand and more and more families are choosing to move out of Toronto. Toronto is also a financial metropolis so with many...more
Credit Card Settlement Credit card settlement is also known as debt settlement, and is an increasingly popular way to find debt relief. It is rapidly replacing consolidation of unsecured debts because it does not require the obligatory collateral backed loan.Credit card settlement has been used for several years, but more recently, the big...more
Because credit scores have become such an integral part of our financial lives, it is important to understand what they're all about. Unfortunately, though, one survey has revealed that many Americans don't really understand credit scores or how they work. This article will address some of the most common myths and misconceptions about how to improve your credit score. 1. Each credit bureau has its own formula for computing credit scores. When you get your credit scores from the three different credit bureaus, you will normally see that each of them will vary somewhat, sometimes by as much as 50 points. This variation leads some people to conclude that the various bureaus must be computing their credit scores differently. In actuality, however, the three bureaus use essentially the same formula. What accounts for the differences in scores is the fact that your files at the different bureaus each contain slightly different information about you. This occurs because some creditors report your information to only one credit bureau, while others may choose to report only to a different bureau.2. Shopping around for the best loan will lower your credit score. This actually can happen,...more
Bad Credit Loans - Grants Money In Spite Of Your Bad Credit Rating For any one financially bad credit is a biggest problem. But it does not restrict them from applying for loans. Bad credit holders can avail bad credit loans which not only...more
With the tough economy at our fingers an increasing total volume of folks have a credit credit card consumer debt. Because of elevated curiosity charges it is tough for these people to pay interest and lower their credit credit card financial debt....more
Building credit from ground up is not an easy task. But with a little education, discipline, and direction, you can build triple A credit within a two-year duration. When you start building from scratch, it could be challenging because you do not...more
As far as the lending is concerned bad credit holders always face rejection. It becomes difficult for a bad credit holder to get cash in advance. But now with very bad credit loans you can easily get funds to manage your day to day needs. These loans...more
If you cannot take out time from your hectic schedule to go through the long formalities of paperwork like faxing and time consuming procedure of credit checks while availing a loan, then no credit checks no fax payday loans is the best option for...more
Borrowers who have bad credit against their names owing to past mistakes of being late on loan repayments, payment defaults etc, they are unlikely to be given a timely loan and at lower cost as such borrowers are seen having risks for the lenders....more