Workers pay social security taxes to plan and ensure their future after retirement or to help themselves when they become disabled. Becoming disabled can hinder them from doing productive work and thereby earning income. But, with social security disability benefits, a disabled person can still somehow receive income that he could use to pay for his daily necessities.A study indicates that employees aged 20 has a 3:10 chance of being disabled...more
The government ensures their peoples security by providing them with short-term and long-term benefits under State Disability Laws that would help them in their everyday necessities. These benefits from the government aim to help those who are poor, retired, unemployed, and disabled. There is Supplemental Security Income which would help those who are laid-off and are looking for a new job. It also supports the poor in their everyday needs and...more
The person has to undergo many problems if he is suffering from any kind of disability. He is also supposed to create problems for others if his problem is serious. Whether he is suffering from a physical trauma or a mental pain, he finds himself surrounding with a tremendous amount of stress which also affects his friends and family members negatively. The things start going wrong if the proper treatment of the problem does not come into existence. The person with disability has to also prepare for bearing the expenses of the medicines and treatments. Hence, to overcome this ailment, the person needs both physical and financial supports. Gone are the days when people with disability did not get opportunities to avail with tax benefits due to the absence of authorities which deal in providing them with various tax credits. However, today, with the introduction of tax benefit authorities, it has become possible for people with disability to find numerous tax benefits like disability benefits claim, disability tax credits etc. The eligibility criteria for getting these benefits may vary from people to people. The person, who wants to claim tax benefits, needs to be fit in three main...more
Injuries resulting from employment can cause disabilities severe enough to prevent return to work. When one has responsibility toward family, in addition having regular living expenses and being in debt, the inability to make a living can be very stressful. If it happened to you, could you survive financially? Would you try to work it out and take...more
UNUMPROVIDENT: A PRIMER IN BAD FAITH INSURANCE TACTICSUnum, Unumprovident, Provident Life, and Paul Revere companies enormous scheme to use financial budgets and targets to terminate disability claims has seen the bright harsh light of an American courtroom. When placed under the scrutiny of a jury trial, the acts of Unum,...more
Whether or not Social Security should be given to more individuals is a question that takes a bit of time to understand. First, ask yourself the following: Are all people eligible under the rules of the Social Security Administration (SSA) receiving disability benefits? The odds are that they are not. Many people who could be covered by Social Security Disability, whether that be Social Security Disability Insurance (SSDI) or Supplemental Security Income (SSI), are not receiving benefits because they do not understand how to qualify or know what the qualification criteria are.Social Security has shown itself as an incredibly successful program for about seventy-five years, and has helped countless Americans stay out of poverty. This successful program has assisted millions not only of retirement age, but also those who are disabled. Most working Americans pay a tax, known as the Federal Insurance Contributions (FICA) Tax, so that when they decide to retire or become disabled, benefits will be available.Those who suffer from a debilitating disability that prevents them from sustaining their current job or from adapting to a new line of work based on their skills and...more
Many people get their short term liability insurance through their employment. However, thousands of people buy their insurance program of their own. Whatever the case is, you can get a limited amount of financial compensation for a...more
Every day expectant mothers place themselves and their unborn baby in the care of a physician who will get them through labor and delivery. It may frequently take a fair amount of time after the patient is admitted to the hospital until the newborn...more
One of the most challenging aspects of representing people in their disability disputes is figuring out whether we can help them in the first place. For most people, all they know is that they are supposed to have these benefits that pay them if...more
Many disability claimants have heard or read about the following scenario: your disability insurer calls you on the phone, sends a representative to your home, or sends a letter proposing a lump sum payment to "buyout" either the future of your...more
The Social Security Administration (SSA) is not just for retirement. The SSA offers two types of disability benefits for those who qualify. Social Security Disability Insurance (SSDI) pays benefits to a worker who has a long enough work...more
While the Social Security Administration begins the process to determine disability, it is, in fact, a state agency called Disability Determination Services that makes the final decision in determining who is considered legally...more