Author: HonestjohnnyConsidering finance options for your next business asset? We run through the benefits of asset finance as well as looking at the additional considerations that should be made in order to make the most appropriate financial decision for your business.A business is made up of many different assets. Some businesses are asset rich, and need to be in order to best serve their customers, others have very few assets (such as internet...more
The economic condition during this last year of 2009 has been very difficult for small businesses, so these times call for creative solutions to help a small business run well. In order to sustain and grow, businesses require some cash on hand. Thanks to single invoice factoring, otherwise known as spot factoring, small business owners are assisted in times of financial needs. Interestingly, one of the oldest yet most widely used forms of...more
Perfect Payments - Low Credit Scores.Yesterday I talked to a customer who had a 740 fico rating. I knew this customer because I had worked with her in the past. This woman was very meticulous and she worked hard to manage her debt and keep her rating high. I believe what happened to her could happen to many people who do not know how their fico scores are calculated. She attempted to reduce her debt and she applied for a loan modification. She contacted her lender, requested information and based upon a preliminary conversation the lender agreed that she could have her loan modified and save just under $100 per month. In an effort to reduce her total debt she also planned to pay off her revolving cards. So she closed all of her revolving accounts and began to pay down her debt. This all happened within a 30 day period. By the time she got her papers she read that her financial rating would be affected by the loan modification and decided not to do that. Instead she contacted us to apply for a streamline refinance. We could save $140 per month (more the the loan modification) so she began the process and was quickly denied. Her scores had gone from 740 to 583 and she never missed a...more
When it comes to real estate staff and micro niche focus of real estate companies there exist many differences. On closer observation some similarities will become apparent.When I look at the companies I look for certain qualities that lend to sincerity. I believe that the information provided may be trusted if such a trait exists. If you are not...more
If you are interested in opening or starting a business, it is best that you have some idea of what to expect and what you will need to open the doors for business. A consultant will be able to point you in the direction of practices that can save you time, money and effort as well as steering you away from the typical pitfalls that await the new...more
Being struck by a brilliant business idea can be exciting. But executing these ideas in real life is definitely a big challenge. The biggest challenge that most aspiring entrepreneurs face is the financial issue. Not everyone has enough funds that can be used as a start up capital for the business. Does this mean one can never venture in a business?If you're really determined to start your own business, finances alone should not hinder with your dreams. Learning business loans or start-up financing loans can help you get brilliant ideas put into actions. What are the options available for you? Here are some:Business Loan OptionsBank business loans. Applying for a small business loan from a bank is one possible option. If you want to try it out, be sure that you have all the necessary documentations ready for a speedier processing of our loan application. Be prepared to submit an efficient business plan to show your potential and capability as a new business owner. Since you haven't yet established your business credit, your personal credit history would be used instead. When applying for a business loan, an excellent credit is a must. Otherwise, you may need to apply...more
Have you ever wondered what money really was? What is behind its mystique? Well, it is not gold coins. It is not a basket of fish, or a truck load of bread. Money is an idea. It is an idea backed by confidence. Nothing more. Once we had to have gold...more
From banners round the corner of the street to classifieds in newspapers to promotion on internet and now on mobile as well, the journey of advertisement is an unending saga. We come across ads so often in our day to day life and if not much, at...more
A large section of American population is under the burden of debt and frantically searching for a relief from this pressure. The pressure in turn has stressed people immensely and needs to be handled delicately. Those under debt look for a quick...more
Debt settlements are financial solutions which have been programmed to combat recession complications. A customer can reduce the amount which he has to pay to the bank so that his monetary conditions can become more stable. Debt Settlements can be...more
Simply searching the internet for reliable settlement companies is not sufficient. The key factor is getting a good company that can extract an attractive settlement deal. Relief processes work in a particular manner a free debt settlement advice can...more
Debt Consolidations VS Debt Settlements is a comparison which highlights the differences between paying a full liability and getting some share eliminated. The popularity of Debt Consolidations VS Debt Settlements has gained instant popularity but...more