The Greek financial crisis seems to be spreading its wings and sending jitters down the world economy. Risk aversion seems to be back with a vengeance. To bail out the indebted Greek economy, several central banks including the Greek central bank and the ECB had bought billions of dollars worth of Greek government debt. Now, with news of the possibility of collapse of some Greek banks, the Greek government paper may actually turn out to be worth...more
Requirements of an insurance contract * Insurable interest o The insured must derive a real financial gain from that which he is insuring, or stand to lose if it is destroyed or lost. o The item must belong to the insured. o One person may take out insurance on the life of another if the second party owes the first money. o Must be some person or item which can, legally, be insured. o The insured must have a legal claim to that which he is insuring. * Good faith o Uberrimae fidei refers to absolute honesty and must characterise the dealings of both the insurer and the insured. Related professional qualifications There are several related professional qualifications in finance, that can lead to the field: * Accountancy: o Qualified accountant: Chartered Accountant (ACA - UK certification / CA - certification in Commonwealth countries), Chartered Certified Accountant (ACCA, UK certification), Certified Public Accountant (CPA, US certification),ACMA/FCMA ( Associate/Fellow Chartered Management Accountant) from Chartered Institute of Management Accountant(CIMA) ,UK. o Non-statutory qualifications: Chartered Cost Accountant CCA Designation from AAFM * Business...more
These days we can become so concerned about not going into debt that we forget the upside to charge cards and lines of credit. Sometimes the plans you have for yourself or your family warrant borrowing money to get them. The trick is to borrow for things that will return more value than it has cost to get them.An educational expense to earn a...more
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A Car Lease is one of the most uncomplicated car financing option for a company when buying a new or a used car. Car Lease may well entail little or no deposit depending on conditions and lease payments which may be up to 100% tax deductible depending on tax status.Car lease is a payment contract, where the finance company acquires the goods for you and you hire it from them for an arranged monthly settlement. The finance company has possession of the goods at the end of the contract. It is essential to note that there is no choice for you to buy the car either during or at the end of the agreement. Though most finance companies consider an offer from you to buy the car for the remaining value at the end of the lease tenure.Car Lease calculators are one of the most regularly explored financial calculators.Car Lease Calculator is a freeware device that permits you to compute the monthly Lease payment and the overall Lease costs. People make use of these Calculators to evaluate any Lease deal, Find monthly payments, estimate total Lease costs, ascertain concealed fees, and verify dealers' figures.You can organize your car leasing calculation based on a specific loan term (length) in...more
A web-based payday lending firm will help you with the financial aspects that simply can't wait until you get paid. Once you might be approved for the loan, you end up freeing your self from the confines of financial pressure.Why Payday Lending is...more
Without a doubt financial calculators are the ultimate powerful tools that not only help you in all your investment planning but you can also use it for your several business needs. Imagine how slow it would have been to calculate complex financial...more
Many individuals who have obtained their own credit cards tend to think of it as free money so most of them would end up in heavy debt because they have managed to accumulate a lot of bad credit in their accounts. If you have found yourself doing the...more
There are literally dozens of things you must look out for, plus a detailed list of 10 questions you must seek answers to before you hire a financial planner or advisor! That way, you can rest assured that you are in good hands! For a copy of...more
During the financial crisis, even as the experts lamented there was no place to hide, no one lost a penny in a dividend-paying whole life policy, and their policies continue to grow safely and predictably. Why? Because they were on the right track....more
Find out more by calling 01480 470220 or emailing info@coulsonpritchard.com.Liability, Litigation, Liquidation - Remove The Financial Threat Of Making Mistakes At Work - Entirely! By: samanthaharley About the Author I am...more