Have You Got a Plan? and What is a Financial Plan? Have you got Plans?YOU HAVE PROBABLY heard it before but as the old saying goes "If you fail to plan – you plan to fail". Like it or not, you have to plan. This involves establishing clear objectives and deciding the appropriate actions to achieve them.What needs to be done? What results do you expect? By when? Who is best equipped to do it? What is the best way of doing it?...more
What Thoughts Come Up to Our Minds While Committing Financial Blunders Our repetitions in the matter of financial matters are evident of our one tracked mind and lack of right perspective when it comes to dealing with personal finances. However we cry foul about debt and its effects that devastated our monetary position, we cannot deny our individual role in inviting the financial troubles into our life by giving in to faulty...more
Common Sources of Financial Aid Student financial aid is available from a number of sources, including the federal government, state governments, colleges and universities, and other organizations. Students can receive aid from more than one source.Federal Financial AssistanceThe federal government supplies the largest amount of all student aid, about 75 percent or $35 billion annually. The largest and most popular Federal student aid programs are:* Federal Pell GrantsThese are need-based grants that were given to just under 3.8 million students for school year 1998-99. In school year 1998-99, the maximum Pell Grant was $3,000.* Federal Direct and FFEL Stafford LoansDirect and FFEL Stafford Loans are the federal government's main form of self-help aid. Direct Stafford Loans are available through the William D. Ford Direct Loan (Direct Loan) Program and FFEL Stafford Loans are available through the Federal Family Education Loan (FFEL) Program. In 1998-99, approximately 5.4 million students received FFEL Stafford Loans and about 3 million received Direct Stafford Loans.The terms and conditions of a Direct Stafford or a FFEL Stafford are similar. The major differences...more
A Guide to Financial Spread Betting Financial spread betting is a leveraged investment method. In simple terms, this means that traders can potentially achieve larger profits using a relatively small deposit. This also means, however, that your losses can exceed your initial deposit. The deposit can represent only a small fraction of...more
The Financial Advisor: How to Become Financially Free How to Become Financially Free Have you planned well? Are you on target for all the things you dreamed of? If you haven't planned, but you've made that decision to become financially free, let's have a look at what things you need to do.1. Have you done a ‘stock take' of where...more
Payroll Accounting By Specialized Bookkeepers with Advanced Financial Support SB Bookkeeping services offer small business payroll solutions to subcontract just their payroll accounting, and payroll handing out, to firms concentrate only in this field. Payroll accounting is one area where we can get actually benefit from the outsourcing trends of today. All of the latest rules and regulations taken into account for payroll processing, through outsourcing, insure that the job is done properly with. We can say that payroll processing is just not all about dealing with the payroll taxes entirely; rather this kind of services can work as a perfect communication basis between the employer and the employees. Payroll processing is also getting necessary because of the rising competition level. As area of expertise performed daily, online and offline bookkeeper do it very well.Payroll accounting services includes payroll checks, direct deposit, debit cards, federal and state withholdings, tax liability registers, check registers, unemployment taxes, tax forms, and so much more. The payroll accounting service will maintain you apprised of all you need to know and make certain...more
Financial Advice Gives the Best of Life How do we enjoy life? Are we just after the conveniences and luxuries in it by just spending money and getting these things for us to enjoy? We have to think that life is not all about experience...more
5 things your financial advisor will not tell you Many people are forming a group to financial advisors now days. They of course require professionals to help them find the way the market's tempestuous seas are waving. Accurately any...more
Creating a Financial Power of Attorney What are the ways to place your money situation in order when time comes you are not able to do so? Arranging a power of attorney (POA) is one of your alternatives when considering managing your...more
Short Selling And Financial Spead Betting Financial spread betting is a tool allowing traders to create make money from both up-wards as well as downwards movements in a wide array of global markets such as stock indexes, currencies,...more
Certified Financial Planner (CFP) It is an internationally recognized certification which upgrades the knowledge of all aspects of personal finance. It is one of the fastest growing professions across the world. It signifies the...more
Payday Loans No Credit Check: Easy cash to get out of financial mess If you are struggling with credit problems and bad credit history, then it is better to go with payday loans no credit check. This monetary aid can help you to...more