Scholarship and Financial Aid Options Available for Single Mothers Being the only one to raise a child is already tough. You are responsible for providing the needs of the child and yourself. As a single mother, you are the only one who can do it, and no matter how hard it is to raise a child alone, someone has to do it. Being a single mom should not hinder you from pursuing your dreams and goals. In fact, it should even motivate you to...more
Financial Aid for Single Mothers Getting financial AID for single mothers can be as easy as going online and looking at which programs you can find. No matter what type of help you need, whether it is housing or funding for college, you will be able to find it. There are generally two different ways to go about getting this kind of financial aid, through the government (state/federal) and private organizations. If you need help with...more
How to Make Sense of a Financial Statement Income statements and balance sheets are two common annual financial statements. These reports contain information about a company's performance that year and present a snapshot of the health of the company at a given point in time. Publicly traded companies are required to file them to the SEC and they are available to the public through EDGAR. Understanding the information contained in them can help an investor make better decisions. An income statement will always contain figures for revenue, cost of goods sold (COGS), selling, general, and administrative expense (SG&A), and earnings. Revenue is gross income. It is the total income before any deductions are made for taxes, etc. COGS is the cost of purchasing raw materials and production costs. This is where accurate inventories are important because COGS equals the beginning inventory plus the cost of produced goods during the previous year, less the previous inventory. COGS figures show the cost of producing goods. These costs can show how well managed a firm is. SG&A expenses are the sum of salaries, commissions, and traveling costs for management and salespeople, advertising...more
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How to make a financial statement? Financial Statements are used to find the financial health of a company or of an individual. Financial statements for companies and firms are usually prepared by Certified Public Accountants (CPAs). It does not hurt to understand what goes into the work for a financial statement to give you a good...more
Applying for financial aid is a great challenge which students usually understand as something impossible in their particular case. In fact, it is not true. However, there are some significant points to pay attention to. They introduce any newbie into the strictness and argumentation of application methods in order to get the aid. It is needful, therefore, to get into the set of requirements which can help a student in need. Get acquainted with the commission staff membersIt is an original way to cope with the members of the commission responsible for giving aids to students. In this respect it is vital to make of the way of particular actions. It is not the means for bribery. It is when one shows the commission the reliability of personal intentions as for application and the procedure of completing it maturely. State the reasonThere should be a focal idea of why a student decided to apply. To make it well-arranged, one should get deep into the motives for gaining the aid. Some among them can be as follows:?Troubles with health;?Inability to have meals or clothes;?Cases of sexual harassment or child neglect.Thinking about the reason over and over again is, perhaps, an optimal...more
An army of applicants is growing each year. This is why the commission that gives an aid to students is on the edge of decision making. It concerns the issue of either to give it or not. Thus, one should take a thorough look at the way the...more
The second best option which people are taking into consideration is stock exchanging. It is the best way to keep your money safe from burglars and investing it. But in the stock exchange market there is always a bit of risk because if the companies...more
Reasons for a Financial Power of Attorney Giving another person or agent the authority to make financial decisions on his behalf is call a financial power of attorney. Usually, people are not so comfortable over this thought. However, a person...more
Financial deals and allocation are some of the crucial matters that hold immense responsibility to manage and keep track on. Certain factors affect the funds allocation and management at different levels and diverse categories. Development of...more
Applying for Financial Aid: Comparing Stability and Opportunity Some people think that stability is the most important aspect of the financial situation of the country. It can be treated as the universal truth only when the situation is...more
Its never too early for an individual to become concerned regarding their financial future and one of the greatest opportunities exists with the utilization of a financial planner. Early planning in finances can do a great deal in helping to create...more