Everybody needs to be aware of the dangers associated with the crime of identity theft. If you are doing what you can to not fall victim to this crime, then you need to investigate ID theft protection products.A lot of personal information is out in the open due to the rampant use of use of consumer credit cards and loan applications. The more your personal information is used, the more likely you will become a victim of ID theft.There are steps...more
Probably the most common identity theft problem has been when a credit card company sends out a pre-approved credit application to a person's address and that person no longer lives at that address. They have moved but neglected to notify the post office. If the addressee has not bothered to immediately fill out a change-of-address form and file it with the post office, these pre-approved credit applications will continue to be delivered and just...more
Many times your personal information is in the hands of others and therefore you cannot completely keep your information safe. However, you do have some control over the situation. You can ensure that nobody will steal your identity on your watch.Dealing With Reputable Companies. While you cannot control what happens when you are working with companies, lenders and others who have your personal information, you do have control over who you do business with. You should always check into a company before doing business with them and before handing over any of your personal information.You should check out a company with the Better Business Bureau and make sure that they have no outstanding complaints related to identity protection theft. Check into the ways that they keep your private information protected and ensure they are set up to deal with a problem with identity protection theft should it arise.While you do not have a lot of control over your personal information when it is in the hands of a company, you can make sure that you do everything possible to ensure that, that company will treat your personal information with care.Handle With Care. You also have to be responsible...more
We all know people who end up in a difficult situation through no fault of their own. The breadwinner in a household suddenly passes away leaving a spouse and children under insured. Injuries from car accidents or in someone's home leads to litigation, financial losses and a stark realization that the coverage in place was inadequate.We guard...more
Identity theft protection is becoming more and more necessary these days. We live in what is called the information age. Paper records are being replaced by electronic ones. If you were born in the last eighty to one hundred years, chances are your address and social security number is in electronic format in a database somewhere. Whether your...more
Many companies have come out of the woodwork to provide protection from identity theft. But which one is best for you?They all have their pros and cons, but it really comes down to what you're looking for in a service. With all the options out there, it's easy to get overwhelmed in no time. But with some careful research, you can find a company that protects your identity the way you want it done.First off, it depends on what kind of services you want. For example, do you want protection from having new, fraudulent accounts opened, or do you want a company to monitor your credit reports on a regular basis and watch for suspicious activity? Do you want a large amount of fraud insurance to cover you in the event of identity theft, or is it more important to have all the services possible available to you to protect you in the first place? How much do you want to pay? Should I protect my children as well?It's important to think about what you expect out of a service before you go shopping for one. Each has their unique features.The five main services are LifeLock, LoudSiren, TrustedID, Identity Truth and Identity Guard.If you're looking for something to protect you from new accounts...more
There is a growing trend of threat as regards online identity protection today and you must be aware and prepared against it. Not only banks get robbed, houses get burgled, safes get broken into, locks get picked, handbags and purses get snatched...more
Being a victim of identity theft could be considered as one of the most terrible things that could happen to a person because it will not only create damage on your financial and credit status but will also ruin your good name. The best thing you...more
At this time when financial transactions such as fund withdrawals, transfers and payments can be transacted between banks, merchandisers, and fund owners, buyers, or their intermediaries without the necessity of physical presence, identities are...more
The most dangerous type of online thief is the identity thief. The identity thief might not settle for stealing your money, he might take over your life. Theft of your identity can result in you being taken to court for debts you did not incur or...more
It is unfortunate that the internet has become a stronghold for scams and crimes that seek to part you from your hard earned money. These have grown to be much stronger than the old Nigeria email scams. There are now full websites dedicated to...more
The continued growth of online fraud and identity theft are putting an enormous strain on the existing infrastructure for the Internet as well as our social structure. For example, the banking community has been complacent about security upgrades...more