Every citizen works hard to safeguard their own identity. They keep track of their finances in order for them to get a good credit score. It is important because this is actually determines how well they are doing, taking into consideration their financial stability and security. But what if another person stole your identity and no need to say ruined your good name? This is called the identity theft.This crime happens when a person's personal...more
Author: Christopher S. NorwoodIn days gone by if an individual had been the victim of a theft they would have known right away. This is because the thief would generally steal tangible items. Those items could have included stereos, televisions, jewelry, money, etc. However, today, not only are tangible items stolen, but intangible items as well. Specifically, one of those intangible items that can be stolen is a person's identity. Identity theft...more
Identity theft is a growing problem worldwide and if your identity is stolen and used for nefarious purposes this can have an enormous negative impact on your credit rating and this can prevent you from being approved for bank loans, credit cards and mortgages.Stealing your identity is actually very simple. All that is needed is your credit card number and the card's expiry date and many of us routinely use our credit cards for online shopping or purchasing items over the telephone. Another way that credit card details can be acquired by criminals is from restaurants, garages and shops. Criminals have been known to use card swipe devices that will capture all of your card details enabling your card to be replicated. The first you will know about it is when you see purchases that you haven't made appearing on your credit card bills.Another source of data that can be used to steal your identity is from your household rubbish. Your old credit card statements and bank statements are obvious sources of information that can be used to steal your identity. But utility bills for electricity, water and gas can also be used as a means of identification and this can then be used to establish...more
Computer users all over the world are looking for ways to surf the Internet but still remain anonymous and keep their information private. There are some web-based tools out there that allow you to surf the net without giving up your personal IP address. These are called web anonymizers. They can provide a certain amount of protection, but the...more
According to a poll by Experian, one in 5 north Americans has reported they have experienced some form of ID theft. If it happens to you, and your ID is stolen, you could be in for a lengthy trouble that would cost you your credit history and leave a permanent blight on your monetary records. How Credit Card Theft Starts Thieves start by targeting...more
Identity theft is one of the issues confronting the United States law enforcement agencies today. As reported, about 9 million Americans are being victimized yearly. This is very disturbing considering the fact that anyone can be a victim at almost anytime.In case you will be one of the victims of identity theft, what is the best thing to do to solve this situation? Here is a simple, some may say old school, but effective way to follow in case credit card information is stolen.First, double check your monthly statement or monthly bill. Mark all suspicious transactions and try to get contact numbers of the merchant who billed your account. Verify the transactions carefully. In case you are not sure of the transactions, call the merchant.In case fraudulent transactions are identified, notify the credit card company immediately. They will then process lost or stolen card using fraudulent transaction as the reason. Don't forget to inform them of the case of identity theft that happened to you. First step in stopping further charges is taken care off since they will cancel the card number and issue a new one for you. Shred your old credit card and wait for the new one to arrive. The...more
Identity theft can happen to anyone, anytime and anywhere. In this rapidly changing era of technology, it is hard to tell when you will be the next victim. What can we do to avoid this crime?Safeguard all your emails and passwords especially if you...more
In recent years, identity theft has been a widespread problem in the United States and almost anywhere. Statistics show that it still continues to rise affecting almost 10 millions of people. The prevalence is alarming. Although the figure is...more
Surprisingly, identity theft has begun to take a whole new turn with identity thieves not even sparing children. The new method being employed by identity thieves is to impersonate a child in order to gain financial rewards. Often, the perpetrator is...more
Before, when you say identity theft, it is already understood that someone somewhere got hold of your credit card and maxed it in some fancy shop or restaurant. At the turn of the century, credit identity operations have become more sophisticated and...more
You are a victim of identity theft and it came as a shock to you. You never thought that you can be affected by this growing crime that affects millions of people. You want to know what needs to be done and wants to do it at once.Once you know that...more
Many consumers today have surprisingly found themselves victims of identity theft. One major reason why this crime has been so effective the past decades is the people's lack of knowledge. Identity theft is a crime that involves someone pretending to...more