From time to time it is important to review your current insurance coverage to make sure that it is up to date and represents your present needs. In some cases, no adjustments need to be made in the level of coverage you have, however you may find out you can actually save money while getting a more tailored policy that is designed around your particular needs. For some people, they may need more coverage while others may need less. In any case,...more
You can now officially goodbye to the days when you had to continue your health insurance plan and coverage for benefits accrued at the time. Transferability of the new regulation, if you feel the gap between what was promised and what is delivered to the insurance company in terms of service or performance, you should get out of choice, and other similar plan of their choice ' insurer and, at the same time protect the accrued benefits of current...more
Public Liability Insurance is a type of insurance that although not required by law is becoming something that more and more tradesman are having to get before they are allowed to undertake any work on a property because more and more people are getting concerned about being held liable should something go wrong.The main thing that this type of insurance is used to cover is if during the course of the work that you are undertaking you are to cause any third party injury or any third party property damage. Many people are under the impression that this will cover you for being held liable for any work you do that isnt up to scratch but this is not the case as that would be classed as bad workmanship and therefore Public Liability Insurance would not cover for this, and it also would not cover for any case of personal injury to the policyholder.Many bricklayers may be wondering what it is exactly that they would be covered for with this type of insurance so I will provide a couple of examples, firstly if you were walking through the property with your materials and you were to knock over an expensive ornament then you would be held liable for its repair or replacement and secondly if...more
Does car insurance boggle your mind? Were not surprised. The various options and decisions regarding your car insurance could leave you confused and conflicted. With this article we shall attempt to clear up some of those dilemmas.1. Getting insurance Vs. Driving uninsuredYouve just bought your first car, dont have a job and are already burdened by...more
Fire Insurance Policy is given by insurance companies which design the term and conditions in such a way that the insurer can get the benefits. Machinery Breakdown Policy covers financial loss acquired by an insured due to the loss or damage caused in the machinery as a result of sudden accidental electrical and mechanical breakdown. These are...more
Buying a new car insurance policy is not easy. You have to consider how much coverage you want and what kind of protection you need. If youre wondering what kind of people get the lowest insurance rates and why heres an interesting list of people. Find out whether you fit into any one of these categories and how can you be that person who enjoys more coverage at the best rates!1. Mr. Mature: Thousands of women and men world over are busy getting face-lifts and all kinds of implants to make themselves look younger but growing old has its benefits when it comes to car insurance. Statistics show that individuals under the age of 25 take more risks while driving and so their insurance rates are higher. But older drivers are more careful and mature, so their car insurance rates drop. 2. Mr. Turtle: People who consistently drive slowly will get themselves into fewer accidents because they take time to make safer driving decisions. It might just be time to refuse to race your college buddy down an empty street. You will get fewer speeding tickets and keep a clean driving record. All these factors are taken into account when an insurance company decides your insurance rate. 3. Mr. Fix it...more
In one of the more extraordinary moments in the Presidential Candidate Debates, Rick Perry came out fighting, citing the example of Galileo to argue that we shouldn't trust climate scientists. In fact, when you look at what he actually said, "Galileo...more
You cannot have failed to notice the very bad weather in the first half of this year. No matter what you might think of the idea of global warming or climate change, there's no disputing the incredible amount of water that's been falling from our...more
The latest market study performed by the Tower Australia organization states that there is a large insurance market opportunity in Australia and more than 18% increase is expected by the year 2018 in the insurance market. This research emphasizes the...more
The best way to learn about how you should buy car insurance is to go on the internet. You should google the best prices of auto insurance out of any of the others there. This is due to the fact that the price will vary form person to person.Get a...more
Personal accident insurance, as the name suggests, comes to your rescue when you meet with unexpected accidents. This policy covers any accident and is not limited to work related accidents. It covers various monetary needs at this crucial point of...more
The SR22 is a form that one needs to fill in so as to be able to provide proof that your car insurance is up to date. The SR22 is usually filled in by the insurance company to guarantee that you have the requisite insurance that is required by the...more