How To Purchase A Life Insurance Policy? Life insurance is an insurance policy that provides individuals with an option to provide for their families at the times of their unfortunate death. By getting a life insurance, a person can afford to provide sufficient fund to pay for funeral and other expenses that are involved in the event of death of a person. Choosing the right life insurance policy is an important process. No one...more
Goofy Credit Can Make You Pay A Lot More For Insurers The term "high risk drivers" characterizes people who have higher trends to violate traffic laws and/or cause accidents on the road. This can be the result of of their past actions, their age, or the way they manage their life. Having too many traffic violations in the past is a sign of high risk. Youthful operators and drivers over age 70 are high risk. A life style that lets...more
Pre-Budget Prospect: IDBI Federal Life Insurance IDBI Federal Life Insurance has come out with a report on Pre-Budget prospect.Pre-Budget Expectation:The Union Budget 2011 would be presented on the back fall of rising inflation, high current fiscal deficit and slowing down growth. This makes the budget exercise much more complicated. Current year's budget would be carefully watched for key policy announcements government's move toward towards a fiscal consolidation.Expectations on Policies:Inflation: Policy announcement to control inflation would be the most important one. Part of the high Indian price rises is due to rise in global crude and commodity prices but on the other hand, domestic supply bottlenecks lack of agriculture sector reforms are also causing inflation which can be avoided by addressing supply side issues and promoting policies for cold storage chains, APMC Act, reduction of import duties on food items food processing equipments and several other initiatives.Subsidies: India had budgeted for Rs 1,16,000 cr for subsidies, but the actual subsidies are expected to cross 1,65,000 cr. The approach of the government towards subsidies is important to...more
Life insurance quotes: Essential to ascertain a suitable policy Getting a life insurance is really very important to safeguard the future of your family or loved ones. In case of your death, your family members can get financial support from an insurance company to look after their expenses. There are different kinds of life...more
Relinquish Service Tax on Insurance Premium Among the major recommendation, the non-life insurance sector has demanded the waiver of service tax on insurance premium and also substantial increase in tax deduction limit under section 80D for mediclaim policies.Alternatively, they should at least exempt health insurance products and...more
Should I Choose A Local Insurance Company? Buying insurance and an insurance policy can be one of the most confusing things a person can do. During this process it can be quite challenging as well so it is a bit overwhelming at times. With so many options available you can have a hard time deciding which company you want to go with. Getting insurance is a very important task and so it is very important that you get the right company that best suits your needs. There are many insurance companies out there and so you have numerous options to choose from in your community. During this process you can either choose a local company or an international company. There are advantages and disadvantages to both types of companies so you will need to find out which one is better suited for you. The first option available to you is large international insurance companies. These companies are present worldwide and are very big. Therefore they offer a vast amount of services and types of policies for you. Since they are so big they also are quite mobile so if you are to move you can just contact them without any interruption with your policy services. These are the advantages of...more
The Top Troika Of Insurance Companies Insurance is one of the most important things for most people. With insurance you can avoid costly problems and financial ruin. When people get insurance they get insurance for a variety of...more
Learning The Insurance Industry Jargon There are many different terms in the insurance industry. At first glance, they are very confusing and difficult to understand. Here is a beginner's guide to insurance terms. There are several...more
Top Three Insurance Companies In Australia Choosing the right insurance company for your needs and lifestyle will be one of the most important decisions you will make as an adult. Insurance is protection against unforeseen situations...more
Figuring Out Professional Indemnity Insurance A slow economy combined with stagnating wages and rising living expenses are the primary reasons why an increasing amount of Americans are leaning towards self employment. Whether the home...more
How To Succeed In An Insurance Claim Insurance against fire, accident or natural calamities is one of the best ways to protect your property against things that you cannot control. If a person owns a car that is involved in an accident...more
Why Is Insurance Important For Seniors? One of the most important insurances for seniors is death insurance or burial insurance. Seniors today are living longer and they want to make sure that there is an insurance policy in place to...more