Become An Insurance Broker -- Here's How The initial steps to learn how to become a capable life insurance broker are important. The choices you make in your beginning steps will set the tone for your career. First you must decide if you prefer to be an independent broker or captive agent/broker. As an independent broker you are self-employed and generate your offers from various insurance agencies. You will be in the position...more
Should An Insurance Attorney Be Hired? Getting an Insurance attorney to assist you when dealing with your insurance company and the services they offer can be quite helpful, insurance attorneys help individuals get speedy compensation, this is usually the case when an individual is unable to settle their insurance needs with the company they are covered with. The insurance company can refuse to cover your needs in case you need to...more
Some Lesser Known Types Of Insurance The common and most popular insurance are home, auto and mortgage. There are also lesser known types of cover such as universal-life, variable universal-life and umbrella among others. Universal-life cover is the same as whole life where a person contributes premiums and names a death benefit. This however is different from whole life in the sense that, a person can choose to change the rate of premiums and also rename a beneficiary. This policy puts up a cash value whereby a person contributing premiums can withdraw an excess amount of money later for personal use. Variable-life is one unique type of insurance. Part of the policy is put into investment and this can be a good or a bad thing depending with the economy. If the investment increases, the death benefit will also increase but if there's a loss in investments, the death benefit will decrease consistently. Variable universal-life is a combination of variable and universal life insurance. A person has the right to change the amount of premium contributed each month and rename the beneficiary. This policy allows the company to use part of the contribution in investments and...more
Understanding The Income Protection Insurance People face problems everyday and most of these problems are unforeseen. Unemployment and illnesses are some of the problems that happen in every minute across the world. Insurance companies have taken the initiative to protect people against such risks. Income protection insurance is...more
Understanding The Basic Idea Of Insurance The basic ideal of insurance is to cover you in the event of illness, accident or loss. Buying insurance of any kind should cover you against bad things happening. You can look at it like this if you have a major illness or accident and don't have any form of insurance you'll wish you did but...more
What An Insurance Attorney Does An insurance attorney works as a legal representative on behalf of clients in court. The attorney will handle any unique insurance case by helping in investigations of insurance cases. Insurance policies have a constant change in the contemporary society making the lawyer study new changes in the insurance law. Common insurance include auto insurance, home insurance, mortgage insurance and health insurance. It is possible to find a lawyer who has skills and knowledge in one or various areas in insurance law. Individuals and companies find themselves in cases involving insurance claims or other cases that require a lawyer. When an individual or a company hires a lawyer, the work of this lawyer is to work on time, gather, decode information and communicate with judges when presenting their case in court on behalf of their clients. This means that the lawyer will take over the legal battles on behalf of the individual or the company when a problem has occurred between the individual or company and the insurance company. When there is an insurance claim dispute, a lawyer is the best person to consult. Insurance lawyers have learnt about...more
How Do They Price Insurance Policies? How are insurance policies priced? That is the question that is on the minds of many consumers across the country. There is quite a large variety of factors that determine exactly how a price is...more
How Can One Save Money On Insurance Life, health, property, medical, and auto insurance are just a few of the many types of insurance available to consumers. Some types of insurance may be required to have, such as auto insurance. Each...more
Understanding Office Contents Insurance What is office contents insurance? When it comes to operating a business the costs can add up quickly. Acquiring certain equipment, and leasing or buying premises to allow for establishment of a...more
Understanding What An Insurance Broker Does The insurance industry is a large field that offers many different types of policies. There are also several different types of positions in this industry. Many people are unaware of the...more
Van Insurance For Companies Van insurance is a very important thing whether it is used for private purposes or for company purposes. In is compulsory for any van owner to have its van insured according to law. If you are running a...more
Van Insurance in UK Van insurance is the first thing that you undertake after purchasing your van. It is very important and proves to be very helpful in case of any mishap. Van insurance is even more important in UK as it has become a...more