A friend of mine was going nuts. A hard working corporate athlete, he loved his job. He often worked long hours as part of the business culture and was rewarded well. It's just that he never got a rest. It wasn't the company's fault. It was his brain that wouldn't leave him alone. It was almost as if it had a mind of its own. Three am was the favourite play time of his hyperactive partner. It didn't seem to matter that the poor guy had given his...more
Values are things that are important to you and as such are very powerful motivators. When you are clear on your values it is much easier to design goals that will work for you. On the other hand, you are likely to experience internal conflict if you create goals without awareness of, or in conflict with, your core values. In effect you will be going in two different directions and are likely to be split down the middle. Not pleasant.This...more
Historically, when homeowners wanted to sell their home, the first call made would be to a Realtor. Since the early 1900's, Realtors have represented homeowners during the process of selling their home, which is usually to another homeowner. Real estate brokers hold state regulated licenses that allow them to market real estate on behalf of the owner. The national average for broker commissions is approximately five percent. In many cases, another broker will bring the buyer and receive typically fifty percent of the commission. When the majority of homeowners sell their home, they believe a real estate agent gives them the best chance to maximize the amount they receive and the agent commission will come out of their proceeds at closing. This is a process that takes place everyday throughout America.Unfortunately, life does not always follow a predictable format that allows for the sale of a home with a Realtor. More and more, Americans are facing circumstances that demand unique solutions. Foreclosures, job transfers, over-leveraged financing, and problem properties are just a few of the situations that require alternatives to using a Realtor. When a homeowner is facing a...more
If you have hopes of becoming a professional photographer, or even just of trying to get your work published in a public forum, you will need to create a photography portfolio. So what's so important about a photography portfolio anyway? There are many reasons why having a portfolio of your work available for others to view. If you are seeking...more
The current house price boom has perhaps passed its peak as I write this, but that doesn't stop the mortgage companies from offering yet more new and tempting products that look like good deals for a consumer. But be warned - The standard mortgage, running over 25 years is set like that for a reason! When you see companies offering '40 year...more
Could this be the worst moment in your selling cycle? You've done all the right things with your prospect: You've identified a real need and developed a reasonably solid relationship. You've determined that your prospect is interested in your solution. You've had a couple of great meetings or conversations that let the prospect move the sales process forward. You've supplied everything needed to make a final decision. And you've followed up, as customary, by leaving messages or e-mails to see if you can get a final decision But instead, all you're hearing is dead silence. Not a word. Not a peep. "I don't get it," you say to yourself. "Everything was going so well, there's definitely a fit, we had a good relationship. Then, all of a sudden, nothing. What went wrong? I know this feeling well because just about everyone who gets in touch with me (and I speak with dozens of you almost every day) struggles with this exact desperate situation --- wondering what went wrong, why your prospect has broken off communication, and, most importantly, what you can do about it. The only person who can solve this mystery is -- guess who? Your prospect. You may have done all the "right" things...more
Part One of Series: http://www.bizmanualz.com/articles/01-13-05_systems_discovery.html/?src=ART42Next Week: DevelopmentHave you ever had the opportunity to watch the construction of a large building? The daily progress from foundation to top floor is...more
Secured Credit Card is similar to a prepaid credit card since the funds you are using are actually yours and not the issuer of the credit card. Generally people who apply for secured credit card or prepaid credit card are people with poor credit or...more
A Debt Checklist is the only sensible way to organize and control your finances. Most people aren't actually aware quite how much debt they possess - in fact, a recent survey found that almost 75% of UK adults were up to £5000 out when asked to...more
Have you ever wondered how much money a credit card company makes? Have you ever wondered how much of that comes from late fees? Everyone has and if you haven't you should because most likely you own a credit card, which means that these late fees...more
How to buy Gourmet baskets for corporate Gifts online AdviceCorporate gift baskets are one of the most significant ways a company can strengthen or create new relationships. A well given Corporate gift can only show your suppliers , retailers,...more
Far too many people underestimate the importance of resume cover letters. In a sense, a well written cover letter works like an agent on your behalf. It tosses a sales pitch for you to the employer, explaining why you should be at the top of the list...more