In an attempt to describe perfect credit it is almost impossible to put into words because perfect credit is a myth. The best the majority of consumers can achieve is good credit, and this is due to the fact that we are human, and as humans we have a tendency to err. Yet, good credit is still a goal that is still unattainable by a large number of consumers because their credit is damage at a young age. The best concept devised is a report...more
I realize most people have already made their resolutions for the New Year, but try adding one more. Decide that you are going to get the biggest bang for your buck out of your banking services this year. My husband and I have been using the same bank for several years. We have a joint checking account for household expenses and we each have a separate checking account also. The joint account was originally his and my name was added to it...more
Most home businesses fail because the ideas behind them weren't commercially viable. The home business ideas that you choose to develop are critical in determining whether you will be successful. To help you develop home business ideas that will propel you to success, we've put together the key traps to avoid when developing your home business ideas. 1. Failing to Understand Your Market Although you are most likely to be successful if you do something you enjoy, home business ideas based on your hobbies or interests aren't enough on their own to guarantee success. When you're developing your home business ideas, you need to evaluate the market potential. In other words examine how many people would be interested in buying into your home business ideas, what your competition would be and how much you'd need to spend to turn your home business ideas into a viable commercial proposition. You should also think carefully about how unique your home business ideas are and what you could do to make them stand out from the competition. In other words, failure to gain a clear understanding of the market potential for your business ideas is the first trap you need to avoid when developing...more
David began, "I have a major time management problem. As an editor, I often get two clients calling with assignments. They call around ten AM and both want their projects completed by mid-afternoon. Then a third client calls around lunchtime with a crisis. So I have too many projects - all at once. The next day the phone is silent."David's dilemma...more
Until recently lawyers for victims of credit damage had little possibility to collect for damages beyond medical treatment, lost wages and property loss. Insurance companies threw up their hands in sympathy, claiming victims can only be compensated for what can be measured tangible goods and services. But, what happens when the victim has lost...more
How much has poor communication cost your company in the past twelve months? Chances are, you have no idea. Chances are even better it's a lot more than you can afford.But you won't find the numbers in the financial statements or year-end departmental reports. Nothing shows up saying "lost productivity due to miserable meetings" or "missed business opportunities through sorry selling skills" or "employee quit because there's no communication around here."Why? Because most people aren't sure what communication really is.Consider this: When companies conduct internal needs assessments, communication virtually always surfaces near the top of the list. But if you ask ten people who put it on the list exactly what they meant, you'll get ten different answers. People often can't pinpoint the problemthey just have a vague feeling communication isn't happening. Unfortunately, this vagueness relegates communication to the bottom of the action list. Truth is, communication isn't some warm and fuzzy "nice to have" it is nothing less than the lifeblood of your organization. If blood doesn't circulate at just the right pressure and speed to all parts and extremities of the human body, that...more
Got an idea worth working for? A case study.CONTENTS: Does this problem sound familiar? Have you ever been to a sales "shoot out?" Is this an idea worth working for? But, will I lose this client? Did we do what customers wanted? It all began with...more
As I've said in many eZines, you must write stuff down. The other day, an interviewer asked, "How many pages you written?" "Somewhere around 30,000 pages delivered, not including thousands of draft pages." "You must love writing!" "Not really." "Then...more
While the middle of January may seem a bit early to begin thinking about taxes, 1099-MISC filing deadlines are looming for businesses. Generally speaking, IRS 1099-MISC is the form used to report miscellaneous income that you paid to persons during...more
Okay, you own a website that is also your business. There are some basics that you must have. Sales. You've got to make a living. Whether you provide goods, services, or information, you've got to earn enough to pay your bills. How do you get...more
Conducting a job search using the Internet has definitely transformed how jobseekers contact hiring companies. The availability of copying and pasting a text version resume into a form at a company's website has laid the foundation for an easier and...more
Yeah, we are a nation of financial dummies. Look at all the worthless get-rich schemes on the Net and TV. These ads exist BECAUSE people are buying. Watch the confused look on the cashier's face when you hand over extra coins AFTER the register...more