The Cash to Cash CyclePart Three of SeriesPart One: http://www.bizmanualz.com/articles/01-05-05_inventory_procedures.html/?ART78Part Two: http://www.bizmanualz.com/articles/01-11-05_accounts_receivable.html/?ART79Next Week: Accounts PayableWe're sprinting toward that million dollar mark...and we're only a couple strides awayÂ…Decreasing inventory carried us over the first hurdle, and last week reducing Accounts Receivable sped us through the...more
We have all heard countless stories of people over their heads with credit card debt-maxing out every card they own, then only being able to afford the minimum monthly payment. High interest payments shackle people to their debt for years, not to mention the significant income drain the finance charges have on their families. It is unfortunate that many Americans must live with this reality, since with some financial discipline, this delimma is...more
While searching for the best no load mutual funds, some mutual fund investors often tend to focus exclusively on mutual fund fees and expense ratios. Is this always a smart way to select mutual funds? Metrics such as price/earnings ratio and dividend yield on the S&P 500 index, a commonly used proxy for the U.S. stock market, are hardly at bargain levels. This has lead several market pundits to predict single digit annual returns for domestic mutual funds over the next decade. While pursuing the search for the best mutual fund, some mutual fund investors tend to focus exclusively on fees and expense ratios. The rationale is that by choosing mutual funds with low fees, investors will have more of their capital invested. Also, no load mutual funds with low expense ratios will pass on more of the returns they earn to their shareholders. Is shopping for the lowest fees and expense ratios a smart way to select mutual funds? Not always. The answer depends on the type of mutual fund you are evaluating, the time you can devote to evaluating and managing your mutual funds investments, and the type of cost incurred. Investing in the Best No Load Index Mutual Funds. If you believe markets are...more
Choosing a knowledgeable mortgage lender can make a difference in the quality of home you are able to purchase with your finances. I prefer to recommend a mortgage broker to my clients, because they usually offer 50 or more programs. Regular mortgage companies are usually locked into one source. Take time to research a mortgage lender. And,...more
A rough guide to corporate identityThe tabloids report the millions spent by large corporate companies on their logos as a scandal... Those small swathes of colour adorning British Airways' tail fin, ICI's letterhead or Sainsbury's checkout seem to come at a huge price.So do these companies have too much money and not enough common sense? Are they...more
A home-based business has a lot of advantages over the traditional 9-5 office system, and most web hosting businesses seem to be run out of an home office. However, working from home could mean that you might lose the structure and schedule of a normal office environment. We collected a few tips and tricks to keep you on track.Kick Start Your Day How you start off will determine how you end up! Begin your day with some positive thinking, do some workout (running, ride your bike) to get your head cleared out, have a healthy breakfast of reasonable size (too much food makes you tired again), take a shower, and then get started on your work day.Develop A Work Schedule Working at home will come with it a lot of flexibility and freedom. However, you need to be careful that you don't misuse it. You are now your own boss, so act as if you ARE the boss! Work out strict time schedules -and stick to it. Plan out all the all the tasks you would like to get accomplished in your day, and make sure that you achieve your target. If you are not disciplined enough it will come back and haunt you.Love Your WorkMake sure that the work you do is something you really enjoy doing. To be successful in...more
Debt Consolidation Loans for Bad CreditNowadays, many people can get into a bad credit situation if they do not keep track of their income and expenditure. Many young executives suddenly find that they are being offered credit cards by various...more
Several months ago, MSN began to beta-test its own search engine. Previously, MSN had been using search results from Yahoo. This month, MSN has gone live with its own search engine. What does this mean for you, a small business owner? Simply put,...more
Couples who run home based businesses together can enjoy big benefits, but all marriages pack a potential for problems. Add a homebased business partnership to the mix, and sparks can fly. Scott Gregory and Shirley Siluk Gregory, co-authors of The...more
Any job seeker looking for sample resumes usually doesn't have to look very far.A multitude of sites today are offering free sample resumes on the internet in addition to the avalanche of books that are released each year touting resume examples....more
A website provides invaluable advantages for businesses who have one.7 reasons why your business needs a website are:1. Convenience for customersUsing the Internet to search for businesses and products is much easier and faster than scouring through...more
Incomes come from different way. Some source of income belongs to the single inferior income, but some source of income belongs to the long-enduring income. You so long as asked under oneself this question, may know your source of income belongs to...more