Do you realize that some tax forms ask you to check a box if you are BLIND? Quote: "Two years ago it was impossible to get through on the phone to the IRS. Now it's just hard to get through. That's progress." -Charles Rossotti, former IRS Commissioner Disappointed that you never had time to write the great American novel? Don't fret, just go dig out your past tax returns. Quote: "The Eiffel Tower is the Empire State Building after taxes." Under...more
One repeated source of financial stress and anxiety for many people is the monthly payment of their bills. A friend of mine refers to his monthly dilemma as having too much month at the end of his money. I also know couples that refer to bill paying days as "fight night" because of the tension and strain it can add to a relationship. As it turns out, most of the anxiety associated with paying your bills is primarily a result of being reactive...more
When John Hakel decided to hire a comedian for one of his company's events, he knew that hiring the right comic would be no laughing matter. As the Director of the Association of General Contractors of California, Hakel plans dozens of events each year and he had heard of other planners who got blindsided when the hired comic's jokes quickly went...more
As leaders we always want to improve the performance of our organization. To improve we must release the creativity in our employees, leaders must get involved in their employees' work. Not everyone knows how to do this, but maybe it isn't all that different than training a puppy. Following are seven common themes used in training puppies.1. Have a...more
Cash advance loans are a quick and hassle free way of obtaining some much needed cash. The loan is generally meant to be repaid in the short term.Cash advance pay day loans is helpful for those people who have run out of money before the end of the month and need some assistance to sustain them until their next paycheck.A cash advance agency will usually pay between $200 to $1000 in increments of $50 or $100. When you repay your loan there will be a fee charged depending on the amount of money loaned.Choosing the right cash advance agency requires shopping around to make sure you are getting the best deal. Not all agency offers will be equal. When selecting a firm for cash advance loans you need to find out the following items:Will the amount of money you receive be enough to cover your immediate financial needs? What fees and interest rate will be charged after obtaining the loan?How long with the loan approval process take and how long until the money is made available for you? Usually such companies have instant approval and can provide instant money since most of their customers require the cash in a hurry. A majority of cash advance services will not check your credit history...more
Many individuals have been helped by consumer credit counseling to take control of their finances and to eliminate debt. Consumer credit counseling can work for you by teaching money management skills which can help you throughout your...more
Have you considered the lucrative opportunity in finder`s fees? You could become a professional finder and earn a fortune from this alone. Alternatively, you could supplement your present income with finder`s fees. A finder is someone who finds...more
Your customer sees a marvelous array of products on your website. After thoughtful consideration, she purchases the product she wants. Amazingly, you have never actually seen the product. That is because your supplier shipped the order directly to...more
If you are in a business that passes documents around to be reviewed and edited over and over before they are ready to be posted for advertising or for a client, then you have probably already heard of a software solution to help keep your "floating"...more
They call 'em ETFs.There are hundreds of them.The mutual funds don't want you to find out about them.Why?Because they beat the socks off mutual funds in so many categories. The expense ratios of most mutual funds runs about 1.5% and many are much...more
In one of my previous articles (Investing in the stock market -9 powerful tips), tip number one was: 1. Do not spread your money too thin. My friend has a little over $200,000 invested in the stock market through 27 different Mutual funds. In my...more