Home Based Business's are spreading across North America and have become widely recognized as one of the most desirable business's to start for several reasons. Just think for a minute what it would be like to work from home and never have to worry about waiting in grid lock traffic or to answer to your boss's demands. Wouldn't that be great? In todays fast paced world a little extra income doesn't hurt in order for the average guy or gal to get...more
We live in an information-oriented society. Technology allows us to do business and make transactions literally in a matter of seconds. This abundance of information has given rise to a new crime - identity theft. In fact, according to a 2003 release from the Federal Trade Commission, approximately 27 million Americans have fallen prey to identity thieves since 1999. Each year that number climbs higher and higher. In 2003 alone, almost 10 million...more
Credit scores are the most important aspect that determines your financial future. Carrying a good credit score is an asset and can pave your future towards greener pastures. On the other hand a negative marking on your credit report can be ruinous for your future dreams. However, "There Isn't Much anyone can do for those who will not Do Something for themselves." The same is applicable for credit scores. Your prime aim is to maintain a good credit score and lead a planned life. How to assist myself to have a good credit scoreTo have a clear knowledge about your credit score, it is a good idea to get your credit report from the credit bureaus once a year. This will ensure your credit is being reported correctly. Usually the credit scores are within 400 to 850. If your credit scores are higher, your eligibility to get approved in a loan also gets higher in priority. Credit scores consider 5 main categories for scoring consideration and are rated according to importance: Payment History -35%; Length of History -15%; Amounts Owed -30%; New Credit -10%; Types of Credit -10%. Correlation between the Credit Score and Defaulters Most lenders consider people having credit score above 650...more
What is arbitrage? Arbitrage is the simultaneous buying and selling of identical financial instruments taking advantage of price discrepancies between different brokers, exchanges, clearing firms, etc. and thus looking in a profit. On paper, arbitrage is a risk-less trading strategy. In the real world however, risks abound.So why trade...more
Can't remember how many times I've been asked "What is a reverse mortgage"? Reverse mortgages are a great way to get a loan using your primary asset. As in all cases of financial lending, the flexibility comes at a price. A reverse mortgage is a loan using your house and is referred to as a "rising debt, falling equity" kind of deal. To compare...more
Dish Network boasts an impressive clientele of more than nine million monthly subscribers. Significantly, though they are only the second largest distributor of satellite television service, they have been voted #1 in customer service by J.D. Power and Associates. While every business has, by necessity, a different business plan, a careful look at some of the things Dish Network has done to be successful will yield a few principles that will help your small business to succeed.Echo-Star owns Dish Network, and they are currently in negotiation with one of their channel providers because the provider is demanding a higher per-package, per-user fee each month. The demand, though an increase of only a few pennies per user, represents millions of dollars in the short and long term for Dish. I present the conflict here to demonstrate Dish's commitment to minimizing costs. Rather than just rolling over and accepting the fee increase, Dish Network is demonstrating to their customers their commitment to providing their services at the lowest cost possible. For any business to be successful, and I assume that is the goal for your home business, it must bring in more revenue than it shells...more
You are a senior business, non-profit or association manager. So, chances are you call the shots for your department, division or subsidiary. Which means you can make your decisions stick. Like deciding whether a publicity placement is more important...more
Big companies and corporations have lost the human touch. The question is, when will humanity catch on, or like robotic sheep will we do whatever the business shepherds tell us, no matter how bad we are treated? I am talking from firsthand...more
IntroductionProjects and Operations are quite distinct sets of activities that, when mixed, can cause unnecessary havoc with the management of each. They have different resourcing requirements, require different management styles and have different...more
Q: I am an executive at a large company and in our industry we are seeing a trend wherein smaller companies are gaining market share at an alarming rate. Our CEO believes the reason for this is that smaller companies are more prone to innovation...more
Job fairs are a great way to meet potential employers. Unlike cold calling or surfing the Internet, job fairs offer the chance to chat with hiring managers in person and pass around your resume or business card. There are several ways to make the...more
Want to know more about printing services? Then, learn more about it from this article. If you don't know yet, printing services include printing of flyers, brochures, pamphlets, envelopes, postcards, stationeries, name cards, business cards,...more