Nearly any type of business or industry can benefit from the services of a virtual assistant. Both online and traditional businesses can find great value through the use of a virtual assistant. Any size or type of business can increase manpower without the expense of a full time employee. There are no taxes or benefits to consider and the virtual assistant, being dependent on steady customers and referrals, will give you the same loyalty as a...more
Q: I'm opening a gift shop and want to be able to accept credit cards. I talked to the branch manager at my bank, but he didn't seem to know much about how it all worked. He did say that I would need something called "a merchant account" and something else called "a credit card processor." Beyond that he seemed as clueless as I am. I'm thinking about going to another bank. Can you explain how that all works?-- Mary Ann G.A: Mary Ann, I'm going to...more
The prospect of mortgage debt elimination is something that many Americans are dealing with today. If you are concerned about your current debt situation, constantly trying to eliminate debt from your life, you are not alone. In fact, over half of all American households have trouble meeting their minimum monthly obligations, driving them further and further into debt.Only apply for the loan when you are ready. Refinance your current home mortgage. If current mortgage rates are below the rate you are now paying take advantage of the lower monthly mortgage payment.Mortgage loans will be secured by your house. Secured debts usually are tied to an asset, like your house for a mortgage. If you stop making payments, lenders can foreclose on your house. Unsecured debts are not tied to any asset, and include most credit card debt, bills for medical care, signature loans, and debts for other types of services. Morgage Debt Elimination shows that if you fall behind on your mortgage, you must contact your lender immediately to avoid foreclosure, dont wait 2 or 3 months. Most lenders are willing to work with you if they believe you're acting in good faith and the situation is temporary,...more
Why hire rental property management? Because doing it all yourself is the surest way to make your real estate investment experience a bitter one. You also have more time to find the next deal when there is someone taking care of the details for you. Hire a good property manager, but first ask the following questions.1. How much is the fee? Fees...more
Individuals who work in industrial workplaces suffer from heat exhaustion on a daily basis. Some work environments can get as high as 45 degrees which can potentially become very dangerous for workers. Heat exhaustion is a condition which is caused by over exposure to heat which results in the deterioration of bodily fluids. Heat is exhaustion...more
Debt levels are at an all time high in the UK. The younger generation tend to be feeling the pinch the most, but parents are increasingly being required to bail them out, often at great expense to their own limited mortgage or retirement savings.It has become almost accepted as a fact of life that graduates will begin their careers with a considerable level of personal debt. The Association of Investment Trust Companies found that on average students expected to graduate with £7,208 of debt, while parents believed it would be nearer to £9,741, however the real average was found to be currently running at £13,501. Graduates then need to service credit cards, take out a mortgage, then cover the payments, repay university loans, not to mention the pressure to start saving earlier, and save more, for their retirement, whilst the basic state pension increasingly becomes inadequate. The government revealed in June that student debt for 2003-04 was seven times higher than they were in 1994-95 and the Student Loans Company has shown that debts owed to them has risen to more than £13bn.It is not only students who face financial difficulties early in life. Consumer Credit...more
ID theft is a major consumer concern, though there is apparently much confusion about proactive protection initiatives and apparently safe and unsafe spending behaviour. For example, many consumers remain reluctant about shopping online, but they may...more
If you're active in real estate investing, you may already realize one of the biggest issues real estate investors face: Finding Great Deals.FORECLOSURES AT A 52-YEAR HIGHWith foreclosures at a 52-year high, there are thousands of deals available on...more
Let's face it, there are things that we don't always enjoy doing in our day-to-day business routines. Perhaps you are confused by accounting and have papers strewn all over your desk or stuffed in a drawer. Maybe you're afraid to pick up the phone...more
I am going to begin this article by sharing a shocking fact .Did you know that if you opened the door on every single budgie cage around the world (and we are talking a lot of cages here...) fewer than 5% of our imprisoned feathered friends would...more
Recently I watched my favorite football team lose a vital game. I simply love this team. I became so emotional about it; I thought " this isn't good for my health". Can you believe that, but that's how we get when we are passionate. I simply...more
You don't HAVE to be trading.As a novice trader, you'll often feel the need to trade. You may be bored or frustrated. Or you just want to try a certain type of trade.STOP!Realize that you don't have to be trading all the time to be successful. In...more