You've probably heard of the popular saying "It's better to give than to receive." But do you actually know what hidden power lies within this magnanimous act known as "giving?" When you give something from your heart without expecting anything in return, you release a powerful force that will trigger your good deed to "bounce" back to you in amazing, and sometimes unusual ways. I firmly believe that whatever you impart to others will come back...more
Get a comfortable table or desk and spend the time to fill out your mortgage application neatly and correctly. If you are given a paper application at the bank or credit union, ask permission to bring it home and complete the application when you are not under pressure, and have all of your documents handy. If you are doing it online, use extra caution, watching out for mistypes, misspellings and make sure that you put the correct info into the...more
It's important to understand when to add individuals to your business model. Adding a new team member should be an easy transition - that’s where organization comes in. Clearly defined processes such as workflow, workspace, filing system, and other key functions in the business should be identified. Structure is one of the most overlooked aspects of business success – especially time management and documentation structures. As the business owner, you have to be disciplined in order to allocate and delegate work to someone else. If you’re not disciplined, focused, and organized - how can you expect for your new team member to function efficiently? Don't forget the most crucial ingredient; you must have something for them to do and it must not interfere with your workflow. If you don’t know what tasks you want your new team member to handle, how is he or she going to know how to help you?So how do you get prepared for adding new team members? Here are some quick tips to get you started:Begin by planning time to work on your business each week. This time should be focused exclusively on your business without interruption from the phones, the Internet and...more
Do you have multiple debts? Do you have just one large debt which you could afford, but your circumstances have since changed? Are you finding it harder each month to meet the payments on your debts?You know debt is a problem, but maybe do not have any idea what the best way out is. Financial problems rarely just go away, so a solution of some...more
In this age of information, keeping track of your finances does not mean an archaic jumble of ledgers, calculators, and papers filled with calculations in chicken scratch. Now everything can be taken care of on your computer through personal finance software.Personal Finance Software: Organize Your FinancesYour finances are complicated. You have...more
In my last article, "The Reality of Buying Wholesale," we looked at some of the controls that the largest companies in the consumer goods market place on their distribution channels. As we learned, some of these companies make it impossible for the small, start-up online retailer to obtain their merchandise. However, this is no reason to give up on your dream of being a retailer. Less capital to invest just requires a little more creativity. Many established retailers have built their businesses by starting out small and then adding more products as they grew. In this article, we'll look at some creative options available for those who don't meet the requirements to be an authorized retailer with some of the most popular brand names. Where do businesses find merchandise?I'm sure some of you are thinking right now about the many eBay sellers or independent online retailers who sell popular brand names. If they are products that are only sold direct to authorized retailers, or through wholesalers bound by strict manufacturer's requirements, then these sellers are obtaining their products in one of three ways:1. They are an authorized retailer who met the manufacturer's...more
Where is the second biggest deposit of oil reserves in the world?In the oil sands region of Alberta, Canada. Oil sands are a thick, viscid mixture of bitumen, sand, clay, and water. Alberta's oil sands is comprised of 3 regions with the Athabasca...more
The Whole Outcome Of Bankruptcy You may well be reading this because things are tough for you at the moment and you're considering filing for bankruptcy. As you probably know, by doing this you'll in theory wipe the slate clean and be able to start...more
Different types of loans are available for almost every aspect of your life: personal loans, car loans, secured and unsecured loans, home loans, homeowner loans, student loans, graduate loans and career development loans (CDL). If you've suffered...more
If you're not trying to sell back-end products to your customers, you're making a big mistake. It is easier to sell to existing customers than it is to sell to new ones who don't trust your business yet. Below are ten killer strategies you can use to...more
Business man and women pay too much when buying a business.Until now no one knew how to determine the price of a business. It was too low or too high. So the buyer or seller lost moneyYou should not buy a business unless it can do three...more
Part of learning to become financially free is to begin to understand that there are three different types of income. They are: capital gains, passive income, and earned income. They are the three types of ways to make money, and are very easy to...more