Does the term "collection agency" put you on edge? If you're like many small business owners, the mountain of debt you accumulated during startup might have been enough to make you worry about collection agencies every time you answered the phone. But your feelings toward collection agencies are eventually going to change, if they haven't already.While no one wants to hire a small business collection agency, it's a sad reality of doing business...more
Techniques and styles among the best of the best vary from one sales champion to the next. If you study sales at all, you'll find that there are hundreds, if not thousands, of best ways. However, there are constants in our world. I once sat in on a conversation between two of the most successful sales champs I have ever known. Their styles were as different as their personalities. Because of their success, many tried to follow their example,...more
Our neighbor Jose doesn't speak much English, which makes it tough to live here in northern Michigan. Despite that, he made a profit of over $30,000 last year selling cars out of his front yard. It's true that he's a mechanic, and that helps, but it isn't the key to his success. The Key To Buying And Selling CarsTo make money selling cars you have to know the value of cars. Knowing which cars people most want might help too, but any car will sell for some price, and you need to know that price. Drive around looking at cars for sale, or cars just sitting idle in people's yards. When you can easily look at a car and guess how much it will sell for, the rest is easy - just offer $1000 less. You'll eventually buy a car, and sell it for a profit. Then you can and repeat the process.To start learning about the used car market, you can watch the classified ads, keeping in mind that the asking prices are not the sales prices. Take notes. Used car pricing guides, such as the "bluebook," generally show inflated retail prices. Use them, but assume you'll sell the car for the "loan value", or average wholesale price. In any case they are good to show to your prospective buyers.If You Know...more
The Luxury of Your Own Yacht Not many of us can afford to own a luxurious yacht. Most of us see it as a symbol that someone has made it big financially. If you are someone who expects to make millions of dollars, you've probably been planning on buying a yacht. It is extremely expensive to buy most yachts. You can expect to pay thousands of...more
With increasing competition, credit card companies have been trying to differentiate their products and come up with the best credit card deals. For consumers this often means competitive interest rates and a great variety to choose from when it comes to applying for a credit card. You can also get credit card deals from banks, department stores...more
Credit card fraud has become surprisingly common nowadays. Credit card fraud can potentially cause consumers a great deal of stress and hassle. Therefore it is important to pay attention to the security features offered in your credit card deal. For example, in the case of unauthorized charges on your card, are you liable for any portion of that money?Credit card fraud protection is also increasing with credit card companies striving to contain fraud and consumers becoming more aware of the problem. There are certain steps you can take to make sure that you are protected from credit card fraud.When you apply for a credit card, make sure you look at the security and credit card fraud prevention features offered by the issuing company. Fraud protection features are important for individuals and businesses.You can protect yourself from credit card fraud by checking your monthly statements. This way you will be able to detect any unauthorized charges on your credit card. You will have to contact the credit card company to let them know. The earlier you spot such fraudulent charges, the less negative effects they will have. Many companies and banks also offer online account management...more
Credit card debt can often be crippling and lead to a lot of stress. Even students are not immune as people are getting credit cards at an earlier age and falling into debt. With the increased use of credit cards, more and more people are falling...more
Credit card balance transfer is an important feature for many credit card users. It allows them to transfer their debts from one credit card to another. This is significant if their new card has a lower interest rate than their previous one.Credit...more
When it comes to acquiring a credit card, there is a plethora of choices out there for any credit consumer. However this makes the process of browsing through the credit card offers and selecting the best one difficult for the average consumer.To...more
An air mile credit card allows you to earn points, which you can redeem towards your travel expenses. An air mile credit card can help you get a free ticket. If you are a frequent flyer, you can use those miles to build your reward points quickly and...more
Cash rebate credit card offers allow you to get a cash rebate every time you use your credit card. More and more companies are beginning to offer cash rebate credit cards, as customers like the idea of getting something back every time they make a...more
Buying a new business phone system is one of the most important purchases any business will ever make. The selection of a phone system can either bring a business closer to its customers and clients or, cause confusion and chaos amongst all that use...more