Since we are living in a highly-technological age, the term computer software is not really new to us. They are basically found in a majority of electronic gadgets that we commonly see or utilize: from the computers that we use for the internet to the system applications that make basic machineries operate. Indeed, their emergence to our society has revolutionized the way we live our lives and it is because of this that future prospects are...more
If you are in trouble financially, then you may be tempted to answer an ad from a company that tells you that they can give you an entirely new credit identity, or remove bad marks from your credit report—whether or not they're true.The truth is, there are no shortcuts to building an AAA credit rating—it will take time and a lot of effort on your part to make it a reality. Meanwhile, there are some scams and traps that you need to be aware of...more
Are you one of those bosses that people just love to hate? Maybe successful, maybe very intelligent, maybe organized and moving forward but just can't get along with people. Communication and other people skills are as important to the success of your business as your talent, knowledge and entrepreneurial drive. After all, you cannot do it all by yourself and you need good people.I remember being a very arrogant and egotistical program director back in the mid 1970's when my boss called me into the office and flat out told me "Mike, you got talent and drive but you need to learn some diplomacy". I'll never forget that meeting. This mentor taught me things like no matter how great my idea was it was probably going nowhere if I couldn't convince, persuade or lead people to buy into it. I learned that very few people want to negotiate with a bull-head. And if they do because they must then they will resent it for a long long time. Some will even look for the opportunity for payback. I relearned things that were taught to me in elementary school. Things like "you attract more bees with honey than vinegar". As a 7 year old the key word there was bees so who cared, right? As a...more
Budgets! There I've said it. For some the most hated and feared word in business. But it doesn't have to be that way. As a matter of fact, a well thought out and constructed budget can be the small business owners best friend. After all, a budget is just a laid out plan to produce profits and profits is what we are all after.Instead of feeling...more
I can't think of any business alive today that couldn't benefit from at least a minor presence on the web. Now that I've made that statement, I'm sure someone will point out one. My point is, however, that having a web presence today is about as cheap as anything going and if you ever get one client or sale from the web you are way ahead.How many...more
If there's one location in the country that is always in demand for a wide range of different kinds of real estate, it's New York. And buying the best properties in this great state can be incredibly simple and affordable when you learn to buy them through New York foreclosure listings. New York state has it all, from picturesque rural areas in the north, to the one and only Big Apple in the south. No matter what kind of home you're looking for or for what reason, you'll find it here. New York City is one of the few places in the country where real estate is constantly in extremely high demand. Over the past decade alone, the city and its boroughs have seen incredible development and growth, driving up property values all over. Investing in an apartment, home or business property here would be an extraordinary opportunity, because the chance for appreciation in value and profits on sales in the future is practically guaranteed. If you're looking for a place to live for you or your family, you can't beat the cultural and economic resources New York has to offer. If you're looking for something a little slower paced, scenic Westchester County is home to beautiful suburban towns...more
Forex is an abbreviated name for "foreign exchange." The Forex market is a non-stop cash market where the currencies of nations are bought and sold, typically via brokers. For example, you buy Euros, paying with U.S. Dollars, or you sell Euros for...more
Buying foreclosures can be extremely profitable for real estate investors. However, most of these homeowners are mortgaged to the hilt. They have no equity, and big loan payments. In fact, many actually owe more than the property is worth!Most...more
We usually write about how to get interviewed and then get hired for the best job. But this week's tip is about what to do after that happens. Finding a job is largely a sales process - finding prospects (finding jobs), qualifying those prospects...more
Your credit history is important; in fact, in this day and age, only family and your time are more important than your credit history! The first time you established a payment commitment over a period of time for a purchase, you began your history of...more
To get approval for your small business loan application, you must be able to meet the lending criteria set down. Some organisations are more risk averse than others, and will therefore have more stringent criteria. To vastly increase your chances...more
Today's society gives special recognition to alcoholics, sexaholics, binge-aholics, shopaholics, chocaholics and other "-aholics". What about stockaholics? Stockaholics are people who are overly obsessive about their stock market investments. As...more