Mutual Funds are considered to be one of the best investments one can get hands on. They're very flexible and cost-effective. An excellent investment for people with restricted knowledge, time or, money.For beginners, who might have a perplexed expression on their faces at the mention of mutual funds; let me first acquaint them with what the mutual funds are all about.A mutual fund is a financial instrument that enables a group of investors to...more
You've just received a "pre-approved" credit card offer in your mail. Without wasting a minute you're ready to accept it, especially if it's the "before-the-offer-expires” one. Wait! Don't be in a hurry. Shop around a little and then make your decision about that credit card.Do you know that these "pre-approved" offers that pop up almost every time you open your mail are just gimmicks? Actually, the approval of your credit card depends on...more
Secured Personal Loans are those loans against which you don't have to put your home or other property as security. The path of Secured Personal Loans is very easy and dependable. These loans are helpful to you in more than one way. With the help of secured loans, you can make home improvements, consolidate loans, buy a car, and so on. Another great benefit of these secured loans lies in making your dream of a golden holiday come true. Everyone wants to relax and go for a summer vacation to his/her dream destination. The ideal locations are sea beaches, tropical islands or rainforests. But the main thing is that in order to enjoy the opportunities you have to possess a good amount of money. There are numerous instances where people can't go for a holiday even if they wish to. The barrier here undoubtedly lies on the financial front. But, you need not worry. You may not have much money; but Secured Personal Loans are waiting for you to fulfill your dreams.In America, you will find several agencies for Secured Personal Loans. Among these, America One Funding is a reputed one. To know more about America One Funding, you can take help of the Internet. When you are logged into the...more
Convertibles are stealing the show with their safe investment image in today's “protective” market. They seem to be overshadowing the stocks and bonds, and this holds true for the mediocre issuers.A convertible bond, as the name suggests, can be converted into a company's common stock. The bonds are a source of additional profit for the...more
Still living from pay to pay? Or envying those great wealth accumulators and wondering how they did it? Every month you make a resolution of saving some dollars from your paycheck, but only end up breaking it. Looking for some magic formula for saving money?Well, there's no magic formula—only some simple rules to be followed with...more
A budding company or one facing major financial crisis can find solution to all its financial hurdles with Venture Capital. Unlike banks, Venture Capital firms are an important source of long-term growth capital.Venture capital firms and individuals are interested in many of the same factors that influence bankers in their analysis of loan applications from smaller companies. Though banks look at the immediate future of a small company, they are most heavily influenced by its past. Venture capitalists look at the long-term future of the company. Banks are creditors while venture firms are owners. They hold stock in the company, adding their invested capital to its equity base. Therefore, they examine existing or planned products or services and the potential markets for them with extreme care. They invest only in firms they believe can rapidly increase sales and generate substantial profits. Venture capitalists look more closely at the features of the product and the size of the market than do commercial banks.Venture capitalists invest in long-term capital and not for interest income. They look for three to five times their investment in five or seven years. The job of the venture...more
Are you considering applying for a mortgage loan to purchase your first home? If so, you should read the following tips below that will make the process easier!If You Have a Good Credit History It Is Easier To Qualify For a MortgageBy far the easiest...more
Traditional advertising methods are still being used for almost 90% of businesses today. The number one problem with this, is that all everyone else seems to be following the same old methods. No matter how expensive, does your advertising look and...more
Whether you're a contractor a local merchant with 150 employees, whichever, however or whatever, you've got to know how to keep your business alive during rough economic times. Anytime the cash flow in a business, large or small, starts to tighten...more
Business opportunities are not for everyone. The Internet on the other hand is just one place to start your search for a better life. But beware of many pitfalls as you may just be sceptical for the rest of your life.Has this ever happened to you......more
In days gone by, the family typically spent their evenings watching television in the den or living room, crowded around a black and white television set that may have measured no more than nineteen inches in diagonal size. For decades, this scenario...more
With the growing interest in real estate purchasing and speculation, more and more lenders are offering "nontraditional" types of mortgages. These include adjustable rate mortgages (ARM) of every shape and size, the more popular interest-only...more