What is the average cost of college tuition? This is one question that most parents and future students ask themselves and need to know in order to plan for a college education.The national average college tuition rate for public universities is $4,694 per year for in state residents. This figure includes both tuition rates and fees for a full time student.The average college tuition rate at private colleges and universities is around $20,000...more
You know the routine. You've hired an eager individual willing to come onboard and learn the business. You've taught them, trained them, worked hand in hand and side by side for 2 solid years. Then all of a sudden your employee quits for no apparent reason. To your disbelief and utter amazement, you realize that you have just wasted the last 2 years of your life. A week or so goes by and you learn that your former employee has started a similar...more
By this point and time, many people have heard about buying preconstruction condos and some of the amazing profits that have been generated by these investments. What many people don't understand is that there is another way to play the preconstruction investing game, especially for those investors with solid financial resources. Let's take a look at the Miami condo market as a great example. Right now, there is a Miami condo that originally sold out almost 2 years ago when the prices were much lower but original investors are now interested in reselling their units. This project was one of the first high-rise projects in the downtown Miami area. Recently, similar units at ICON Brickell (on the opposite side of the Miami river) sold out the first tower in 2 days at an average of $550 a square foot. The second tower is now selling at an average of $600 sq ft. For some of these resells in the area, we are seeing close to a $100/sqft reductions in price to around $500 per square foot; and that is asking price. Now is when the negotiations begin.One strategy is to AGRESSIVELY pursue projects where other investors are about to close. In this case, you have a number of original...more
Last April, Congress passed the Bankruptcy Abuse and Consumer Protection Act, the most sweeping reform of our nation's bankruptcy laws in more than twenty-five years. Proponents of the bill argue that most consumers who file for bankruptcy do so simply because they do not wish to pay their bills. That is an arguable point, as studies show that most...more
What is Rapport and why is it so important? Rapport is the foundation of persuasion. It is probably the most powerful persuasion tool you can have in any setting.With rapport everything is possible. Without it, nothing is possible. We've all had an experience of interacting with someone where there is an immediate sense of liking each other. It is...more
If you have a bad credit rating, then you might find that your ability to get financing, loans, and even some jobs is greatly diminished. Once you have a bad credit rating, it might seem like there's nothing that you can do about itÂ… but you don't have to believe that. It's not as difficult as you might think to get by with a bad credit rating; with a little work and time you can even repair it! Of course, before you do that it's important to realize exactly what a credit rating is. Every time a lender or other creditor makes a report concerning your payment history to them, this report affects your credit score. Your credit score is a numerical indication of the positive and negative reports that you've received from creditors and lenders; if the number is high then you have a good credit rating, and if it's low then you have a bad credit rating. Basic credit repair Get organized! Make a folder for all your correspondence offline and online. You will have to do some snail mailing but in most cases you can work your repair online. In the U.S. a 630 rating will qualify you for a mortgage. You can still get credit with a lower score but not at a premium interest rate. In fact, even...more
Do you know anyone that you can think of that decided to build an mlm business, was excited, motivated and tried to convince you to join? Do you know anyone that was once in ONE mlm, and then another or changed 3 or 4 times? Think of family and...more
Shipping has become a commercial enterprise for transferring or transporting of goods, cargoes and other materials from one location to the other through the sea by ships. Shipping is a vital part of the economy not only of certain countries but the...more
Adverse CreditThe term used if the borrower has a poor credit history. This could include previous mortgage or loan arrears, bankruptcy or CCJ's. Other terms used to describe an adverse credit mortgage include: Bad credit mortgage Poor credit...more
Debt settlement is the process of negotiating with your creditors so that you are able to pay off a certain percentage of the debt amount that you owe. A debt settlement company will use different types of strategies to negotiate with your creditors...more
It all started a couple of weeks ago when a friend asked me if I could scan and print some of her slides. No problem, I said. Boy, was I mistaken.... As it turns out, I seldom use my scanner for slides. And no matter how many different 'Kathy'...more
Description: Even in uncertain economic times like these, history shows that real estate is one of the soundest investments a family can make. Also remember that the stock market is not the only place where people can make their fortunes. And also,...more