Ironically, most of us got into the home based business world because we wanted to have more time with family. So how is it that we sometimes have less time? Let's take a look and see what can be done about it. The promise of having more time with family is one of the major attractions for a home based business, but time has to be carefully managed and guarded. If you are in a regular job working at least 40 hours per week, it can be tough. One...more
Can blogs revolutionize stock trading? David Jenyns of SystemTradingBlog.com thinks so.Web logs are growing at an exponential pace on the internet, with an unpredictable and dramatic rise in new users and new services. A study by Jeffrey Henning recently predicted that there will be a total of 53.4 million blogs by year's end, with thousands being created weekly. But it's what these blogs contain that interest traders.Blogs can cover topics as...more
If you desire to own your own home but are unable to secure conventional financing today, leasing a home with an option to buy may be your best option. A lease purchase can make your rent money work for you instead of making your landlord rich. Typically rent to own homes offer rent credits that reduce the final purchase price!Here's how it works:A home is made available via a standard lease with one important addition. Included is an option to purchase that home at a specified price over a specified time period (usually one or two years). In order to acquire that option, the renter/buyer must pay a one time, NON REFUNDABLE, fee called the option consideration. The exact amount is negotiable, but it is usually ranges from 2.5 to 7% of the purchase price. A fair contract will credit the buyer 100% of that option consideration upon closing of the sale. Furthermore a negotiated percentage of all rent payments should be applied toward the purchase price of the home. Some typical terms and conditions one might expect to find in a contract follows:In order to receive a rent credit of 50%, time is of the essence. You MUST pay your rent on or BEFORE the due date of your lease (typically...more
Owning a home is something every hard working American wants. Many first time buyers discover the only home they can afford may not be all that they were hoping for. There's not many things more discouraging than calling a real estate agent, giving them your financial information and filling them in on what type of home you'd like to buy for the...more
Have you ever dealt with bad renters? Late payments? Stains on the carpet? Calls late at night about a stopped toilet? Sometimes being a Landlord is not a fun game, especially when you have a nice home and bad tenants.Have you taken advantage of the recent low interest rates and refinanced your home to the maximum? What about a home equity loan or...more
You struggle through the day, dealing with multiple tasks, answering phones, needing to be on top of every detail of your demanding job. And then you go home drained, throw a Lean Cuisine into the microwave, flop down on the couch and eat supper in front of a "Law and Order" rerun.Maybe you're in the wrong job. Here are some warning signs:1. Your coworkers file quietly into the office at ten minutes of eight. They deposit their Starbucks cups on the desk, open their Day Planners, and silently get to work. Meanwhile, you're in the doorway of the employee's lounge, gazing down the corridor, thinking how the industrial carpeting on the floor would be perfect for Rollerblading.Rigid structure is not your bag. You need work that provides some freedom of movement, some scheduling flexibility. If you're actually coordinated enough to Rollerblade without ending up in a cast, you might consider being a trainer at the local gym. If not, sales or customer service that requires travel to clients' worksites would allow you to schedule your own day and enjoy being on the road as you make your way to your various appointments.2. The vice president in charge of finance hands you a twenty-page...more
You have always been interested in investing in a business, however you always hold back because you are scared of making a bad choice and losing your investment. However, there are some ways to evaluate businesses to reduce the risk you are taking...more
Credit cards are convenient financial means for hundreds of millions of people all over the world. However, personal use is not the only way credit cards come in handy. Credit cards can also be a major benefit for covering business expenses. If you...more
If you offer formalized training, whether for your company employees or as a paid expert whose business is professional education seminars, it's important to assure that the entire process runs smoothly throughout the course of the training. A...more
Fun and purchasing a home are probably two concepts that cannot be further apart. Instead of being fun, purchasing a home might prove to be nerve-wracking and stressful. This is understandably so since this is an investment that spans a lifetime ? a...more
You've got a great business plan, a phenomenal product or service, and the energy and drive to promote your business. There's only one problem. You're running your entire company out of a corner of your living room, or your garage; or you've rented a...more
Home parties have been used successfully to sell everything from cookware to naughty nighties; most of these small businesses are part of a large, organized national franchise, but the home party concept is also a perfect way for local crafters to...more