PSBank's Home Rate Protect program offers buyers the option to loan up to 70% of the total contract price of their unit which they can pay for a maximum loan period of 25 years with a fixed interest rate currently at 11.5% per annum. Beth Collingz, PLC Global Pinoy International Marketing Director and Lead Marketing Partners for PCPI's Lancaster Brand of Condotels in the Philippines said the fixed rate of interest applied for the...more
PLC International Marketing Networks has revealed that some institutional investors are trying to diversify their property portfolios through areas like Southeast Asia, China and beyond - with the Philippines heading the list, then Thailand, Japan, China, and Singapore property investments featuring in some portfolios.In the UK, "Investors are moving to new areas to find value" said Beth Collingz, Global Marketing Director of PLC...more
When people ask for investing advice, ETFs usually come up pretty quickly, because they are so heavily marketed and trumped by the industry. Exchange-traded funds, or ETFs, are an easy way to diversify a small investment, but to get the most out of your investment, it is important to understand how they operate.ETFs are like mutual funds, in that they are a collection of investments, but they are traded on an exchange, such as the NYSE, instead of purchased directly from the issuing company. They also differ in their redemption structure and tax efficiency from traditional mutual funds.Here are five benefits of ETFs over mutual funds:1. Tax Efficiency: Upon redemption, mutual funds must sell its underlying securities, and the capital gains are then distributed to the owners of the funds. Since ETFs trade on an exchange and investors are selling to other investors, no underlying securities are sold, and no capital gains are distributed. If the makeup of the ETF changes it will, occasionally have to distribute gains, but it should be less frequent than with traditional mutual funds.2. Lower Fees: ETFs are no-load funds, and you won't be slapped with a redemption fee...more
If anyone tells you there is a secret that will make you a fortune in investment then that is a lie. There is no such secret that will offer you high profits at little or no risk.There are ways however that you can make considerable returns with lesser risks and costs as opposed to no risks. This is called asset allocation. This process allows you...more
The rule of thumb when it comes to earning as much as you can from your investment portfolio is diversifying your assets properly. While many seniors already allocate a good mix of high-risk and high-yield investments along with low risk ones, they might not know how to reduce overall portfolio risk even further by putting money into safer...more
While it is very important to keep your workers safe, it is also important that you make sure that your equipment is also kept running smoothly.Proper maintenance of your equipment ensures a longer service life which in turn means more profit for your and more earnings for your workers. Simple things like making sure your equipment is kept clean or moving parts be properly lubricated goes a long way in extending the life of your equipment.Needless to say, there are equipments that have special needs. One good example of this kind of equipments is electronics. Many types of electronic equipments are quite sensitive to everything from dust to static electricity. And if you are talking about manufacturing items like silicon chips, controlling static electricity becomes a very important task.It is a fact that people can pick up static charges easily. Using a stool with plastic casters across a carpet or simply walking across a carpet can generate a static charge that, if not discharged properly, can render silicon chips useless.Fortunately, there are available mats just for this purpose. Electrically conductive mats are designed to draw off the static charge build up on your workers...more
In Malaysia, the energy demand for the forth coming decade is under discussions and the National Key Economic Area, focuses on the Gas, Oil, Oil investments and Energy investment and a dozen of the Entry Point Projects are getting...more
No risk no return is a phrase that truly explains the stock markets. Be it equity or derivative instruments, various types of risks can be associated with them. The motive of investors is to minimize the risk and maximize the returns.Economy related...more
Employees are by far one of the greatest assets to any business or company. Companies and businesses who properly train their employees and focus on employee development will surpass the companies and businesses who do not put stock into employee...more
Have you ever interested in an investment advisor, but you did not know where to start, or to understand exactly how advisors make their income in a world of discount brokerage firms and market corrections. If you wish, as an Investment...more
You have many options here in making the safe investments. You need not make investment in risky ventures or stocks. You can make investments in many ways which are most safe and which will give you decent returns over a period of...more
It is a fact that child is a dearest person for every parent. Parents always desire that their kids should get the best possible education and amenities and should never face any adverse financial situation in their life. So, how can...more