Student Loan Debt on the Rise The Project on Student Debt, an initiative sponsored by the Institute for College Access & Success (ICAS), has released its fifth annual report on the extent of student loan debt in the United States. The report examines student loan debt nationwide and on a state-by-state basis.According to the most recent findings, students who graduated from college in 2009 left school with an average of about...more
Mortgage Stress Mortgage StressIf you're feeling the pinch from the rising cost of living these days you're not alone. Australia is experiencing its highest level of mortgage stress in many years and it's all due to the cost of everything else going up. Electricity is the major increase but then there's rates and water and just about everything else.What Can You Do About It ?There are many organizations out there that can help...more
No Income Verification Mortgage Loans Are you after a mortgage refinance and are struggling to find the loan that is right for you? Have you considered a no income verification mortgage loan to take care of your refinance? Here are three situations that a no income verification type of loan will work very well for.First, if you are self employed and you struggle to prove all of your income on your taxes you can use a mortgage that is called a stated income mortgage to get the refinance you need. Basically they will have you write down how much you make each month or year and sign it. They will not ask you for any type of verification for the income that you claim you are making.Second, if you are an independent contractor or you get paid cash under the table, then using a no income verification mortgage is perfect for you. In this type of situation it will be very difficult for you to prove how much money you make and you will struggle to find a mortgage loan that fits your needs. Last, if you are a tipped employee, then we all know that you do not claim all of your tips. This is another time that the stated income or no doc mortgage comes in handy. Since you will...more
Payday Loans: How to Be Smart with Your Money Dealing with money can be risky. Most people don't want to gamble too much with their own money. This definitely applies to the cash advance system. With these quick loans, you want to be smart in handling your money. First of all you want to know that the company you're borrowing from is...more
Only A Fool Pays The Mortgage! Not too many years ago, this headline would have sounded ridiculous. However, such sentiment seems to be gaining traction outside of the fringe anarchist groups that would normally espouse such behavior. Before the real estate market went haywire, a borrower who did not pay the lender lost his or her...more
DSS Loans: Superlative Financial Tool for People on Benefits DSS loans are a viable way to arrange finance for unexpected financial emergencies irrespective of disability feature. These loans help you to derive quick money help in a hassle free way. Thus, you can easily sort out emergency needs without facing obstacle. Now disabled people who live on DSS benefits can easily take care of their unforeseen financial expenses by seeking assistance of these loans. Loans For People On Benefits will be given to you if you successfully fulfill some basic requirements that can be as follows:- - You must attain minimum age of eighteen years- You must be living on DSS benefits from 6 months at least- You must have an active valid checking account- You must have savings of at least £500 in your account By the assist of DSS loans you can borrow quick financial assistance that generally comes in between £100 to £1500 for the short and convenient repayment term. The loan amount can be used to meet many short term fiscal desires such as payment of grocery bill, credit card dues, outstanding bank overdraft, unexpected medical bill, small...more
A Lifetime Mortgage May Be Used To Finance A Project Or To Supplement Pension In the UK, a lifetime mortgage is a type of equity release loan which is aimed at unlocking cash from homeowners over the age of 55. This form of financing...more
Commercial bank for Sale Small Community banks in the US are healthy investments, especially when Keyfunds, a bank finder, can help prospective buyers generate the needed income and opportunities they look for. Buying small community...more
How to Get Private Mortgage Lenders For Property Wouldn'tit beexcitingwhen youneed inside knowledge of the secrets of obtaining private mortgage lender funds from any individual? Good friends, loved ones, professionalinvestors ,...more
Short Term Loans-Live happily without any fiscal problems Do you have empty pockets? You need additional finance immediately as some of the unexpected and unforeseen financial expenses cannot be delayed. Leave the fiscal worries as...more
Our Views on the recent banking reform proposals totally missed the mark "While the financial system is far stronger today than it was one year ago, it is still operating under the exact same rules that led to its near collapse," Obama...more
Why your bank won't even talk about a short sale You have seen the story over and over. Homeowner find someone to purchase their home at $5,000-$10,000 less than what is owed on the mortgage yet the banks will not even talk...more