There may not be quicker and faster solutions to get rid of debts as of now, but with the entire nation drowning in severe debts, Americans are trying to search for better and proven methods of fighting their financial hardships and debts. Debt Negotiation or Debt settlement can prove to be a really effective relief option which is the need of the hour as it gives one answer for various problems and provides relief to thousands of people stranded...more
Divorce mediation is an alternative to traditional divorce litigation. In a divorce mediation session, an Austin mediation lawyer facilitates the discussion between the two parties by assisting with communication and providing information and advice to help resolve their differences. If the mediation process is successful, a written mediated settlement agreement will be prepared and signed, and that agreement will be binding and enforceable. The...more
A relatively new industry, some consumers are mystified by the dynamics of debt negotiation. The purpose of this article is to break down the different factors that determine the effectiveness of a debt settlement program.1. The importance of program length. In any debtor-credit scenario, a creditor is reserved the right to sue a debtor in court if they are not paying according to the terms stipulated. In the vast majority of cases, legal action is a last resort, and creditors prefer to settle the matter out of court because most statistics show that this is the most profitable way to deal with a past due account anyway. On the flip side, however, once a creditor feels that they've exhausted every collection method possible, they're left with no other choice but to pursue the debt in court. Therefore, the longer you take to settle a debt, the greater the likelihood that you'll be the target of legal action by your creditors. Since this is the case, all debt settlement candidates should always try to eliminate the debt as quickly as possible. As a rule of thumb, being in a program for longer than 3 years is not advisable, although exceptions can be made depending on...more
The life of money-making is one undertaken under compulsion and wealth is evidently not the good we are seeking; for it is merely useful for the sake of something else - AristotleFor most, the cost of purchasing a home is the biggest financial decision of their lives and with the escalation of home prices over the past decade,...more
The Law of Obligation can backfire on you or become a matter of ethics if it's used for the wrong reasons. Manipulation is the flip side of obligation. If you use obligation to manipulate, I guarantee that you will lose your ability to persuade. People will catch on to your tactics, quickly declining any gifts you might offer or even...more
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If you are looking for debt relief, are looking for quality, skilled professionals, negotiate your debt with the credit card company so you do not have to, and who you owe your debts for less than you paid. This is the key to the...more
Now, one certainly do not want to loose a potential candidate however, offering a huge salary at the very first go might prove to be risky at times. So, what to do? An employer and the respective manpower consultants should know the...more
Debt settlement program is very popular among the credit card debtors because it is constantly proving very beneficial in solving their massive unsecured debt related problems. Thousands of credit card debtors, who are willing to avail...more
As an attorney in Palm Springs at Monkman Law, John Monkman says that just because someone's home is being foreclosed on does not mean that he should necessarily start considering bankruptcy as an option. In fact, in some cases,...more
Debt negotiation can be done by consumers that are in debt and are not willing to pay a debt settlement company to negotiate on their behalf. This is not recommended in all cases but consumers that know what they are doing and are...more
Short Sale Broker CommissionNegotiating the commission of a real estate broker is an expected part of the process of buying a home. The negotiation process begins by just simply asking. So if you are selling your home through a broker,...more