I was trying to sell some odds and ends the other day, when I was asked:"How firm is your price?"That is both a great question and a great question to quash.If you are asking, you might get the seller to start cutting price, or at least begin loosening his grip on the current cost, without having to make any concession, yourself.If he set the asking price at $100, possibly he'll say "I might come down a little."Cool. That tells...more
The US economy is currently witnessing the bad effects of the recent financial tsunami and the government is trying with its maximum efforts to come out from its devastating results. The federal government is taking several immediate, very beneficial and effective steps to stabilize the whole economy and restore the same growth rates.Now, you can eliminate the credit card debt very easily in this recession by just availing the debt...more
Undoubtedly, each debt elimination procedure is different and there are many things to consider before deciding which path to take. However, it is not enough to analyze the alternatives separately because there is the possibility to combine these different programs and get a much better result which can accelerate your debt elimination process. Debt Consolidation or Negotiations AgenciesDebt consolidation services or negotiation services consist on certain conciliation practices that take place between the creditors and the borrowers or a third party acting on the borrower's name. These procedures usually obtain for the lender more guarantees of repayment in exchange for concessions as regards to the loan terms. Mainly, a debt consolidation agency can obtain for you cuts on the interest rates, debt reductions, extensions of the repayment programs and other benefits that have to do with the loan terms and that imply lower costs and more affordability of your debt. This in turn guarantees the lender that he will be able to recover the money invested and that you will not have to default on your loans and credit card balances. Debt Consolidation LoansDebt consolidation...more
Debt negotiation helps you to clear off your debts and lead a debt free life. If you have been irregular with your payments and missed 3 or more of them, it is time you start thinking of negotiating your debts. Debt negotiation is a good option for you if your debt account has been sold to a collection agency. In debt negotiation,...more
Debt settlement relief is something that almost all the debtors in America are looking for. This is because of the fact that a deadly recession has hit the US economy and thousands of consumers have lost their jobs. After getting unemployed, they failed to repay their debts. They became defaulters and they filed for bankruptcy. They...more
Would you agree with the following proposition?The longer it takes you to sell something, the more expensive it becomes for you to sell it?Economists refer to this added expense as a "transaction cost." Your time and effort, as well as advertising and "staging" of the item for sale, all require money or money's equivalents, in know-how, time, and in what my mom used to call "elbow-grease."Therefore, as time passes in a negotiation, the less we're netting-out from our sale, even if the price never changes. If I start dickering at a $100 price point, but it costs me $50 in clock time to collect that $100, I really brought in $50, correct?When I bought my first home, the seller was working on an extended contract in the oil fields of the Middle East. I submitted a relatively low offer, and accompanied it with this statement, which I hoped would be conveyed to him by his agent:"We're genuinely interested, but it's our first house and we can't afford more. This will be our best and only offer. Let's save everyone some time, and needless back and forth communication."The agent cut her commission a little, which she could afford to do because it was her listing, and we moved...more
If you find yourself in over your head, a debt negotiation specialist can help negotiate with your creditors and often settle your amount owed for far less that what you owe. Let a professional debt negotiator assist you with paying off your debt...more
Negotiating a debt settlement deal may sound to be easy but in reality there are several hindrances to be crossed. It requires, fulfilling the conditions of settlement, finding a legitimate debt relief company and following the...more
Having a credit card can be a good thing if your spending habits are not out of control. Today, they are very easy to acquire with very little time and effort to apply for one. Every household has at least one credit card that is used...more
Nowadays lot of people are facing debt problem. Debt becomes a curse for the debtor, when he fails to pay back the huge liability to the creditor. Generally people get confused in such conditions and take wrong steps like filing for...more
Negotiation TechniquesUsing negotiation techniques and skills are a vital part of many people's lives. When used correctly you can achieve outcomes best for both individuals and also come to a win-win situation.The dictionary definition of...more
Most of the people are spending sleepless nights worrying over their credit cards debts. At present, individuals are finding it very difficult to pay their credit card bills. Don't ignore the bills since they can be very destructive to...more