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IntroductionNon-standard lending comprises home credit and payday advances, as well as second charge loans and credit cards aimed at those excluded from mainstream credit. Many of these providers have found conditions demanding as arrears and defaults rise, while other lenders have successfully expanded their activities. The next few years promise to be equally challenging for the sector.Features and benefitsDefines and measures the non-standard population and projects its future growth.Analyses the recent performance of home credit and payday advance providers, as well as assessing the credit card and secured loans markets.Provides five-year forecasts for growth in lending across the various non-standard lines of credit.HighlightsThe non-standard population is growing in size, as shifts towards self-employment, growing unemployment and increasing arrears combine to exclude ever more borrowers from mainstream credit.Home credit lending has seen only modest growth over the last few years, with outstanding balances rising by only 5% a year on average during 2005-9. The market was affected by crises at two of the four biggest lenders, as well as greater risk-aversion on the part of...more
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Glasgow Couriers Auld and New Available Online One of the fastest growing cities in the UK is Glasgow. In fact only London within the UK is growing at a faster rate, making Glasgow an attractive city to do business in. This fast rate of growth is down to the ever improving economy which has led to an increase in businesses from all around the world setting up operations in the city. The older industries of shipbuilding, engineering and tobacco have long been replaces with newer, more attractive industries such as retail and finance.The introduction of these new markets has really helped grow the Glaswegian economy and coupled with a rise in foreign investment has made Glasgow one of the most attractive cities in enter in the UK. As one of the premier financial centres of the UK, it plays an important role in the running of the economy and therefore companies entering the city have to make sure their entrance is done so immaculately. The new markets such as retail, tourism and healthcare have opened up so many opportunities to businesses all around the world as well as companies based in other towns and cities in Scotland.Tourism has grown in the city and is currently the...more
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CONCORD, NC - Premier podiatrist in Concord, Dr. Kevin McDonald, is pleased to announce the launch of the new website for his practice. The professional site was designed in order to increase the quality of care patients receive from this podiatrist...more