To earn the Energy Star, a home must meet tough requirements for energy efficiency put forth by the United States EPA. These houses are a minimum of 15% more energy efficient than dwellings constructed to the 2004 International Residential Code (IRC), and include further energy-saving features that generally allow them to be 2030% more efficient than usual dwellings. Any dwelling three stories or less is able to qualify for the Energy Star label...more
Surveying used to use simple tools. It usually involved surveyors carrying out the long and laborious tasks of manually measuring and planning areas, buildings and terrain. It often took quite a while. It could often result in poor measurements or inaccurate readings if it wasnt carried out to a very high standard by highly trained people. You will have probably seen surveying going on at some stage. We have also seen the guys pointing the...more
Click for more info: http://homeowner101.comRecently, the federal government's Consumer Financial Protection Bureau (CFPB) proposed new rules that would change the way that mortgage servicers work with borrowers, including those seeking underwater mortgage help. A mortgage servicer is the company that collects your mortgage payments, handles loan modification requests and processes foreclosures. Since the real estate crisis in 2008, people have complained about the actions of some of mortgage servicers, including allegations of fraud. To prevent future problems and help struggling homeowners avoid foreclosure, the CFPB has proposed the following guidelines for mortgage servicers. 1. Provide homeowners with clear monthly statements. Homeowners would receive statements that clearly indicated principal, interest, fees, escrow and due dates.2. Warn homeowners prior to rate changes on certain adjustable rate mortgages (ARMs). In addition to letting homeowners know in advance that their rates were going to be adjusted, mortgage servicers would also have to explain how they determined the new rate and let you know when to expect future adjustments. In addition, they would have to let you...more
Bin Mastercard has introduced a new era in shopping, making payments, transferring money to friends, family and loved ones. It has made process of banking really easy that everyone can easily understand. Bin mastercard have made the banking processes such that there is no more a need of standing in queues at a bank waiting for your form to be...more
What do we do while we are sleeping? Many people believe we set about planning our next day. There is growing support for this theory. The premise is that humans mentally sort out their experiences at night. This process includes strategizing the direction of the new day.We cannot determine the course of the future with any accuracy. From a...more
In Bangalore residential market are there signs of a slowdown or price moderation?Theres no stagnation of price in residential property of Bangalore as the economy is doing well. Information technology sector, due to muted guidance the expectation has looked depressed, but they have seen healthy growth. As Bangalore continues to absorb the highest amount of leasing commercial property in Indian and the position continues to hold for the past 10-12 years. Today people are getting new jobs in IT/ other sectors as well and they also need new residential property in Bangalore for over a period of times. As stagnation cannot happen in Bangalore in isolation as this market should sustain the growth rates it has achieved over the past couple of years.Whats the reason behind the robust performance in FY2012?Real Estate developers in Bangalore have seen headwinds and didnt see expected volumes in FY 2011-12. At Sobha, 2009 onwards the reducing debt and launching of new residential property in Bangalore has been their strategy. They didn't invest in any additional land bank, not even for new diversification and ensured the new launches were at attractive prices.What are your expectations for...more
Most new age, spiritualist, psychic, metaphysical traditions acknowledge the existence of a life force or universal energy. I like the term vital life force or vital essence. I call it a vital life force, because I believe that this energy gives life...more
Unter Web-Entwickler gibt es noch keine Bewertungen, die Joomla CMS wird das Fachgebiet, du solltest als Website-Design-Guru bezeichnet werden knnte. Diese spezifische Website-Entwicklung in erster Linie basierend Gadget, war im kappe new era Grunde...more
Wind energy turbines are becoming extremely popular due to the increases in power costs most of the country is experiencing. More and more people are looking into personal power production as a way of offsetting expensive utility-supplied...more
Gurgaon is one of the most desired locations for residential properties. The residential properties in Gurgaon have gained excellence in its unique architectural and constructional features. Hence, many innovative and reputed builders are taking...more
The cement industry applications, a number of technologies and measures and the implementation of these measures brought about by energy conservation, cost and to reduce the effect of carbon dioxide emissions. In China, domestic technology is being...more
Many of us tend to concentrate on the interior of the house when we are doing our home remodeling. The fact of the matter is, however, many of us also have considerable amount of space outside that should be considered as well. Depending upon the...more