At the age of 36, Michael Abrashoff was selected to become Commander of the USS Benfold - at the time, the most junior commanding officer in the Pacific Fleet. The immediate challenges that faced him were staggering: Exceptionally low morale with unacceptably high turnover. Few thought that this ship could improve. In many ways, the Benfold was actually an extreme example of the same problems facing many organizations today.As the new head of...more
Deploying Six Sigma means entering a period of significant change in your organization. Productivity and morale almost always suffers in times of great change. The requirements of change and adaptation and the very human fear of the unknown add to stresses of the work environment. In these times, communication becomes more important than ever.Communication throughout a Six Sigma project is very important because the power and scope of Six Sigma...more
Getting an equity loan is fairly easy nowadays. Many lenders are offering equity loans online thatare presented to homeowners with credit problems and so forth. Still, few lenders expect a creditrating around 720; however, few lenders will accept applications from borrowers with lower creditrates. The downside is that the borrower will not receive discounts offered in some loans foroutstanding credit ratings, nor will they receive the lowest interest rates or monthly installments. Still, home equity loans can be of good use if you are paying high interest on secured loans or creditcards. The loans often roll the interest rates into the loan, converting them to a lower rate. It dependson lender and type of loan, but various loans offer rewarding options, while other loans presenthigher risks. Thus, when searching for equity loans you want to consider all options. E-Loans are a sort of equity loan that helps borrowers to save. Thus, the E-loan combines "creditscores" with the loans helping the borrower to find a way out of paying high interest. Many lendersoffer E-loans that roll the fees and costs of the loan into the monthly installment, thus reducing thecost for the homebuyer....more
If you were recently declined for equity loans, you may want to perform another thoroughassessment of the market, since lenders are now opening the doors to bad credit borrowers, nocredit borrowers, and current home borrowers. If you were recently declined after applying forhome equity loan, it probably is because you had defaults on your credit...more
If you are searching for an equity loan, you might want to read up on the latest news to stay ahead ofthe lender. When a borrower takes out loans for equity and the borrower has a feel of mortgages,then lenders are less likely to try to take advantage of him because they will not be able to controlthe conversation and push the borrower into...more
To achieve success in network marketing, it is helpful to know the characteristics of successful people. By attempting to emulate these characteristics and by being in touch with your own dreams and goals, you will realize an increased level of success and personal fulfillment.Success in network marketing is something for which every network marketer strives but which most never reach. But what is success and how does one attain it? To understand this, let us examine the word and look at the characteristics of successful people. Perhaps such an examination will enlighten us.What is success?Webster defines success as "a favorable outcome or result."Characteristics of successful people:Successful people have a purpose upon which they can build their dreams and goals. It is their "why." They have a deep belief in and conviction about their dreams. They are passionate. They don't allow their doubts to destroy their dreams.Successful people set goals. Goals are dreams with dates attached. Successful people are focused. They prioritize, and they separate the important from the urgent. They are able to distinguish their wants from their needs.Successful people are...more
While total and compound annual returns are useful, savvy investors will look deeper, using a variety of metrics, to get a more complete picture on mutual fund performance.On January 1, 2006, a leading financial daily reported the trailing 1-year and...more
Dynamic perpetual cyclers are the perfect international onlinebusiness for any marketer regardless of experience level, weatheryou are 18 or 80, business professional or not, downsized workers,stay at home mom or dad, lost your retirement pension or...more
In today's competitive business environment, it often seems that the most important aspect of someone's buying decision is price. People constantly ask for lower prices, compare our prices with the competition, and badger us to give them a better...more
A no faxing cash advanceHard on cash and your payday is still far away? Need money instantly? Have to clear urgent bills? Or maybe an unforeseen medical liability needs to be taken care of? Well, with the option of pay day advances and faxless cash...more
I am sure that all of us have some unknown skill that we have always wanted to add to a resume just because it looks good. In today's tight job market, employers are looking for people who can do more than just the job they are hired for. In essence,...more
"Finding and attaining top talent is critical to business success. Human resource is probably the most important tool an organization can employ to gain competitive advantage"The ability to make good "people" decisions is today's most important...more